So I recently refinanced my motorcycle went down from 15.99 percent to 6.99 at that time I said well they already ran my credit so I might as well try some credit cards.
Ebates declined (no letter yet)
Capital Venture declined (no letter)
Chase Sapphire declined (5/24 rule, I didnt count correctly UGH I hate myself for that one)
Bank of america travel rewards declined (recon overturned decision $5000 SL)
Barclay Arrival+ instant approval $5000 SL
American Express BCE instant approval $1000 SL
Stanford FCU Cash Back approval $10,000 SL (they offered me this when they ran my harley refi no extra HP, I had recently closed this one so I was thinking about re opening but since it was a nice limit I said it can help with my ratio plsu it helped me get that extra 1 percent discount on the loan refi)
Citibank double cash instant approval $7500
Discover CLI to 14,200 small increase from 13500
Now I will definitely stop with all this I'm done. Garden for the rest of my life, I hope.
Whats your take on the bank of america vs arrival+, I have the cash back covered I think I wanted a travel rewards to start utilizing it to take the family out on vacation more maybe use it as motiviation to travel more haha
Good list of approvals. You are going to need to spend 3000 dolllars on the arrival + and 1000 dollas on the BOA travel in the next 90 days to get your sign up bonus.
That's quite a spree but I think that is a good strategy. I group my HP's together once a year at the most now and it seems much smarter than applying once a month for a different product. Bummer about the Chase Sapphire. I am not sure I will ever apply for that card because their policy is really stupid in my opinion, their money so they get to make the rules but I still think its silly because they include AR accounts also. If it wasn't for that part of the policy I would have less heartburn