@Anonymous wrote:
@ashjt2011 wrote:Been working with my partner on building their credit. 2 years ago they were down at 420. The only credit card they had, they charged off + some other small collections. Plus their student loan was charged off. I was able to get the student loan rehabbed + obtain a couple capital one cards to build history with.
Fast forward 2 years. I just got a big ju7mp, about 40 points to go to about 650 after paying off their 2 - 500 limit Capital one cards. I also disputed their student loan to make sure it was reporting correctly, because it still wasn't after rehabbing.
I tried for a CLI on Cap1 and went from 500 to 600 dollars....Not impressive for having history with them and paying off both cards completely.
Today I went on a mini app spree with them -
Approvals so far -
$3500 on Chase Freedom
$1500 on Discover It
$1800 on NavyFed (I got them a membership today via my association)
-------
$6800 in new credit. I plan on having them utilize these cards each month and PIF, just to build more positive history and grow their revolving lines for the future.
They are super excited and so am I! The hard work is paying off!
Any other suggestions of what I coupld apply for today? Any other good cards to app for?
Apply to the garden. No HP needed. That's where I am, come on in and watch everything age.
Yes, you need to head back to garden. grats on your success.
your discover should grow in next 3 mos to 6 mos if you use it properly. good luck.
