After reading numerous post about NFCU and their CLI timeframes I decided to try for an early CLI @ Navy Federal on my NAVCHECK and cashRewards Visa Credit Card. I've had the account for approximately 8 years, when I enlisted into the Marine Corps, but recently started using it in early 2016. I applied on 03/23/2016 for the credit card, this was also the day I closed on my house. The following day I received an email (3/24/2016) saying it was approved for $5,000.00, I then applied for NAVCHECK the same day 3/24/2016. Since I did not want to be greedy, I only applied for $5,000.00 and was approved. Fast forward to yesterday 04/13/2016 (less than a month of having the card and CLOC) I applied for a CLI on both, to my surprise my limit on both products was increased. The new balance on my cashRewards card is $24,000 and the NAVCHECK is at $15,000.00.
I was also approved yesterday for Chase Slate with a 5,000 limit, a Southwest Card for $4,500.00, and an American Express Everyday Card for $2000.00.
Just to think when I turned 28 in September 2015, I could not get a high limit credit card, or a mortgage to save my life. Now I have 6 high limit cards, and just bought a house.
My credit scores in September 2015 were TU 560 EQ 590 EX595
My credit scores now are TU 720 EQ 699 EX 710 with many inquiries from mortgage companies.
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