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App Spree!

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New Member

App Spree!

First, I want to thank the wonderful people on this board for the great information and support that they provide. I have been a member for almost 1 year and have managed to bring my scores from a 550 to a decent 687.

 

I finally closed one of my starter cards from Wellsfargo *secured*  (it refused to budge...at all!) and I decided to come out of the garden and  apply for a few cards today, before my score takes a temporary hit for closing the WF card.  I was instantly approved for Discover IT- 3000.00, Amex (cash everyday)- 1800.00 and Chase Sapphire 5000.00! This is my first 5000.00 limit!! I am so excited. It is so nice to finally see my credit growing, and I owe alot to this board for the valuable information. Now, back to the garden I go!!

 

 

edited to correct spelling...

Trying to make my tomorrow better than my today!
Message 1 of 17
16 REPLIES 16
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Regular Contributor

Re: App Spree!

Good job!! You did it! Awesome spending limits too! I love the discover and csp! Happy spending 🙂

As of 08/24/16: EQ: 650 | TU: 677 | EX: 661
Message 2 of 17
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Established Contributor

Re: App Spree!

Far as I know there is no hit for closing a card?  Might be, I dunno!

 

Congrats!  Big congrats on the Chase Sapphire!

 

 



FICO 664 as of 8-20-15
Message 3 of 17
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Regular Contributor

Re: App Spree!

Nice job!

also, what limit was your wf secured? How long did you have it for. I'm debating whether to close mine too. I had it for 2.5 years. Never seen graduation

Gardening until 08/2017!
Message 4 of 17
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Frequent Contributor

Re: App Spree!

Awesome op!! Keep up the good work!!

FICO 8: TU-755 EX-768 EQ-752 Total Credit Limit: $670,750
Message 5 of 17
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New Member

Re: App Spree!


@wayfico wrote:
Nice job!

also, what limit was your wf secured? How long did you have it for. I'm debating whether to close mine too. I had it for 2.5 years. Never seen graduation

It was a secured card with a 900.00 limit....I opened it in 2012!! My Capital One Sony is 4000.00....Walmart, Old Navy, Home Depot are 4000.00 as well. So I felt that the secured card had served its purpose and its time to move on.......I really dont know whats up with Wellsfargo, some people have better luck with them.

Trying to make my tomorrow better than my today!
Message 6 of 17
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Super Contributor

Re: App Spree!

Congratulations! Well done!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 7 of 17
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Valued Member

Re: App Spree!

Congrats on your app spree!!!!!.Looks like it paid off... WF just doesnt seem to move much at all... 

Garden Club Member" width="40" height="40" align="right">
Credit One Platinum $450 / Capital One Platinum: $500 / Wells Fargo Platinum: $300 /Kohls $300/ Fingerhut $500/ Total Visa $300/ Express $250/Quicksilver 500/Best Buy Visa 2000
621 Exp/675 TU/ 624 EQ.....Gardening until.........2018??
Message 8 of 17
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Regular Contributor

Re: App Spree!

Good Job!

Message 9 of 17
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Senior Contributor

Re: App Spree!

You will not take a hit on your score for closing the card. It does not lower your AAOA. It will stay on your reports for 10 years. Added new accounts will.

Message 10 of 17
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