App Spree!

[Anonymous]

First, I want to thank the wonderful people on this board for the great information and support that they provide. I have been a member for almost 1 year and have managed to bring my scores from a 550 to a decent 687.

I finally closed one of my starter cards from Wellsfargo *secured*  (it refused to budge...at all!) and I decided to come out of the garden and  apply for a few cards today, before my score takes a temporary hit for closing the WF card.  I was instantly approved for Discover IT- 3000.00, Amex (cash everyday)- 1800.00 and Chase Sapphire 5000.00! This is my first 5000.00 limit!! I am so excited. It is so nice to finally see my credit growing, and I owe alot to this board for the valuable information. Now, back to the garden I go!!

edited to correct spelling...

[Anonymous]

Good job!! You did it! Awesome spending limits too! I love the discover and csp! Happy spending 🙂

[Kirmie2010]

Far as I know there is no hit for closing a card?  Might be, I dunno!

Congrats!  Big congrats on the Chase Sapphire!

[Anonymous]

Nice job!

also, what limit was your wf secured? How long did you have it for. I'm debating whether to close mine too. I had it for 2.5 years. Never seen graduation

[Anonymous]

Awesome op!! Keep up the good work!!

[Anonymous]

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@Anonymous wrote:
Nice job!

also, what limit was your wf secured? How long did you have it for. I'm debating whether to close mine too. I had it for 2.5 years. Never seen graduation

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It was a secured card with a 900.00 limit....I opened it in 2012!! My Capital One Sony is 4000.00....Walmart, Old Navy, Home Depot are 4000.00 as well. So I felt that the secured card had served its purpose and its time to move on.......I really dont know whats up with Wellsfargo, some people have better luck with them.

[Anonymous]

Congratulations! Well done!

[Mzjedwards1]

Congrats on your app spree!!!!!.Looks like it paid off... WF just doesnt seem to move much at all... 

[pc01user]

Good Job!

[Anonymous]

You will not take a hit on your score for closing the card. It does not lower your AAOA. It will stay on your reports for 10 years. Added new accounts will.