(Alternative title: I am among the worst gardeners out there!)
Hello everyone,
I joined Xcel FCU through the ACC before I left for my vacation. I apped for their Visa Credit Card on Monday knowing they were not inquiry or new account sensitive.
They came back on Tuesday looking for my ID and POI. I sent that Tuesday night from Boston via my laptop. Thursday, they confirmed a $10,000 SL @ 11.49 % APR. They pull EX 09, which in my case is now at 769.
Meanwhile, I had gotten a preapproval via Email from Langley FCU for their Cash Back Visa, which another ACC membership. I will sign up and confirm this week. They pull EQ 08, which is at 722 right now.
Tell me, how can I garden when the last four cards I have gotten have been for at least $10,000 with good APRs despite the total number of inquiries?
No credit news is good credit news!
Very nice approval. I've been a member for several years. In the process of closing them out now.
Be for warned crackman they are conservative and the customer service is not the best. I've found better APY checking elsewhere, so I'm moving on.
Be for warned crackman they are conservative and the customer service is not the best. I've found better APY checking elsewhere, so I'm moving on.
Congrats!!! Very nice approval!!!
Garden for six months and maybe you'll get $15,000+ SLs 
Congrats !
@Meanmchine wrote:Garden for six months and maybe you'll get $15,000+ SLs
Congrats !
Two $10,000 (Xcel Visa and Playstation Visa), a $15,000 (NFCU Cash Rewards) and a $18,600 Visa (Transportation FCU). Maybe the six months can yield a couple of $20,000+ SLs.
Xcel FCU, they are OK. Service is not great though.
@Anonymous wrote:
@Gmood1 wrote:
Very nice approval. I've been a member for several years. In the process of closing them out now ...He named two CU -- which one don't you like?