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App'd Penfed & SECU at the same time!...30k!

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gdale6
Moderator Emeritus

Re: App'd Penfed & SECU at the same time!...30k!

Grats to all your continued success Smiley Happy

Message 11 of 37
TG10X
Regular Contributor

Re: App'd Penfed & SECU at the same time!...30k!


@CreditAggie wrote:

Congratulations on your PenFed and SECU approvals!


Thank You





Message 12 of 37
TG10X
Regular Contributor

Re: App'd Penfed & SECU at the same time!...30k!


@credit_endurance wrote:

Congrats on your recent approvals!! Great run there! 😉


Thanks! I'm trying to beef up my tradelines like you lol





Message 13 of 37
JNA1
Valued Contributor

Re: App'd Penfed & SECU at the same time!...30k!

Awesome, congrats!
Our credit card journey started 3/2018

Hover over cards to see limits and usage. Total CL - $584,600. Cash Back and SUBs earned as of 9/1/22- $15292.65
CU Memberships

Goal Cards:

Message 14 of 37
TG10X
Regular Contributor

Re: App'd Penfed & SECU at the same time!...30k!


@Gmood1 wrote:

Wow!!! @TG10X 

I really enjoyed reading your approvals. What an amazing run!

 

I have to give you the "Never scared award"!   Glad to see you faced your fear of denial and came out victorious!!!😎

 

Funny, I received a call today from SECU.

 I submitted a ratings review they bugged me about over the weekend.

Well a fella called me today and wanted to know why I gave them certain ratings.

 

I let him know it wasn't the loan department. They were excellent to deal with! 

Their website and phone app are really snappy as well! 

 

Even with the rough start I had with them. I can already tell, I'll be looking to use them in the future. 

 

Hopefully when this Covid passes.

The customer service will get better.

 

You've landed several great CUs and Banks!! Congratulations again on your success!

 


Thanks! It's been dope building this year. Never thought I'd be approaching100k 6 months into the year. I definitely felt vindicated when both of those approvals AND the PLOC came through LOL.

 

The SECU service was amazing after I finally reached somebody (a week later). I'm going to be getting an auto loan soon within the next year so I'm excited to see what these CUs will be talking about then. Thinking about adding DCU or Langley as well.

 

I will gladly accept the "Never Scared" Award.

*cue the Bonecrusher*

 

Not sure whether to relax or keep applying pressure on these accounts. As someone who has massive accounts...what say ye?

 

 





Message 15 of 37
Gmood1
Super Contributor

Re: App'd Penfed & SECU at the same time!...30k!

@TG10X 

I'd chill for a little while. Give it at least 90 days before you jump back in the foray. 180 days would be even better.

I normally play the 😈 advocate 😂.

 

I think you are building a very strong and diverse profile! You don't seem stuck on one particular lender. Which IMHO is an excellent strategy.

 

Allow things to settle down a bit and mellow out. 

 

You'll come back even stronger! 

Any drop in scores may have rebounded in 6 months or so.

 

Penfed may start surprising you with SP approvals sooner than later.

Message 16 of 37
Anonymous
Not applicable

Re: App'd Penfed & SECU at the same time!...30k!

BOOM!!! That's how it's done. Congrats!

Message 17 of 37
nuohlac
Valued Contributor

Re: App'd Penfed & SECU at the same time!...30k!

Congratulations on your approvals!!! I would take the Apple card. I use it for nothing but Apple purchases on the family's app store plan. I am hoping it is enough use to make it grow. 




Message 18 of 37
gingerflower
Valued Contributor

Re: App'd Penfed & SECU at the same time!...30k!

@TG10X Congratulations awesome success! Good job!! 👍

Message 19 of 37
mrcraft
Valued Contributor

Re: App'd Penfed & SECU at the same time!...30k!

Congratulations on your approvals!!



Message 20 of 37
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