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App'd Penfed & SECU at the same time!...30k!

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Moderator

Re: App'd Penfed & SECU at the same time!...30k!

Grats to all your continued success Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 11 of 37
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Contributor

Re: App'd Penfed & SECU at the same time!...30k!


@CreditAggie wrote:

Congratulations on your PenFed and SECU approvals!


Thank You










Message 12 of 37
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Contributor

Re: App'd Penfed & SECU at the same time!...30k!


@credit_endurance wrote:

Congrats on your recent approvals!! Great run there! 😉


Thanks! I'm trying to beef up my tradelines like you lol










Message 13 of 37
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Established Contributor

Re: App'd Penfed & SECU at the same time!...30k!

Awesome, congrats!

My credit card journey started 3/2018






Summit Speed Card/Sync Car Care - $10000 CL
Discover It - $6500 CL - 5% rotating
AMEX BCP - $25000 CL - 6% groceries
BBVA Clear Points Rewards - $15300 SL - 3% utilities
PayPal Mastercard - $10000 CL - 2% General
PNC Cash Rewards - $8000 CL- 4% gas 3% restaurants
BB&T Spectrum Cash Rewards VS - $6500 SL - 3% gas
Cap 1 Quicksilver - $1600 CL(DW’s card) - 1.5%
Credit One Platinum - $1500 (DW’s starter card) - 1%
AMEX Cash Magnet - $2000 SL (DW’s) 5% general (6 mos)
BBVA Clear Points (DW’s) $10,000 SL - 3% retail
NFCU More Rewards - $3000 SL (DW’s) 3% Restaurants
AOD Signature VISA - $5000 SL - 3% errthang! Smiley Wink
Total CL - $104300

Cash Back and SUBs earned as of 6/1/20 - $2752.01

In the garden lettin’ ‘em grow!

CU Memberships






FICO 8 Scores as of 6/2/20
754 Experian, 761 TransUnion, 764 Equifax , FICO 9 Experian 770

Goal cards:
Message 14 of 37
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Contributor

Re: App'd Penfed & SECU at the same time!...30k!


@Gmood1 wrote:

Wow!!! @TG10X 

I really enjoyed reading your approvals. What an amazing run!

 

I have to give you the "Never scared award"!   Glad to see you faced your fear of denial and came out victorious!!!😎

 

Funny, I received a call today from SECU.

 I submitted a ratings review they bugged me about over the weekend.

Well a fella called me today and wanted to know why I gave them certain ratings.

 

I let him know it wasn't the loan department. They were excellent to deal with! 

Their website and phone app are really snappy as well! 

 

Even with the rough start I had with them. I can already tell, I'll be looking to use them in the future. 

 

Hopefully when this Covid passes.

The customer service will get better.

 

You've landed several great CUs and Banks!! Congratulations again on your success!

 


Thanks! It's been dope building this year. Never thought I'd be approaching100k 6 months into the year. I definitely felt vindicated when both of those approvals AND the PLOC came through LOL.

 

The SECU service was amazing after I finally reached somebody (a week later). I'm going to be getting an auto loan soon within the next year so I'm excited to see what these CUs will be talking about then. Thinking about adding DCU or Langley as well.

 

I will gladly accept the "Never Scared" Award.

*cue the Bonecrusher*

 

Not sure whether to relax or keep applying pressure on these accounts. As someone who has massive accounts...what say ye?

 

 










Message 15 of 37
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Community Leader
Super Contributor

Re: App'd Penfed & SECU at the same time!...30k!

@TG10X 

I'd chill for a little while. Give it at least 90 days before you jump back in the foray. 180 days would be even better.

I normally play the 😈 advocate 😂.

 

I think you are building a very strong and diverse profile! You don't seem stuck on one particular lender. Which IMHO is an excellent strategy.

 

Allow things to settle down a bit and mellow out. 

 

You'll come back even stronger! 

Any drop in scores may have rebounded in 6 months or so.

 

Penfed may start surprising you with SP approvals sooner than later.



My most prized tradeline.
Message 16 of 37
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Valued Contributor

Re: App'd Penfed & SECU at the same time!...30k!

BOOM!!! That's how it's done. Congrats!

  

  
  



RECORD HOLDER
& KEEPER OF
THE GOLDEN SWORD!

golden_sword.png

EQ FICO RESILIENCE INDEX
06-29-2020

Dogbert

76

3

64

04-03-2020

Message 17 of 37
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Valued Contributor

Re: App'd Penfed & SECU at the same time!...30k!

Congratulations on your approvals!!! I would take the Apple card. I use it for nothing but Apple purchases on the family's app store plan. I am hoping it is enough use to make it grow. 




Message 18 of 37
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Valued Contributor

Re: App'd Penfed & SECU at the same time!...30k!

@TG10X Congratulations awesome success! Good job!! 👍

Message 19 of 37
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Frequent Contributor

Re: App'd Penfed & SECU at the same time!...30k!

Congratulations on your approvals!!








Message 20 of 37
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