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App spree. Approved for Chase CSP, Bofa, WF Propel, Barclays, CapOne Savor

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joltdude
Senior Contributor

Re: App spree. Approved for Chase CSP, Bofa, WF Propel, Barclays, CapOne Savor

Uhm NO on apping for another chase card.... NO NO NO...

https://www.youtube.com/watch?v=Z_vvex_mfik

 

Your already on thin ice with them on approvals... You overdid the app spree...

And with some known skittish lenders too... 

Both Chase and Sir Barclay are known for AA after approval btw.... You are *NOT* home free..

 

Hoping for the best but think its time to head to the garden...

-J

 

 

 

Message 11 of 20
Anonymous
Not applicable

Re: App spree. Approved for Chase CSP, Bofa, WF Propel, Barclays, CapOne Savor


@Anonymous wrote:

Your inputs are immensely valuable.

I'm taking your advices and going onto gardening as of now!

Thank you all for your responses! Its truly appreciated!


If you would like, you can join the rest of us who are gardening - https://ficoforums.myfico.com/t5/Personal-Finance/Garden-Club-January-2019/td-p/5452468/highlight/false

 

We keep each other in line when it comes to apping Smiley Happy

Message 12 of 20
Anonymous
Not applicable

Re: App spree. Approved for Chase CSP, Bofa, WF Propel, Barclays, CapOne Savor

Thanks 

Message 13 of 20
Anonymous
Not applicable

Re: App spree. Approved for Chase CSP, Bofa, WF Propel, Barclays, CapOne Savor

Are you saying that Chase and Barclays may take negative actions post approval depending on how many more accounts I opened or applied for?

Message 14 of 20
Anonymous
Not applicable

Re: App spree. Approved for Chase CSP, Bofa, WF Propel, Barclays, CapOne Savor


@Anonymous wrote:

Are you saying that Chase and Barclays may take negative actions post approval depending on how many more accounts I opened or applied for?


Chase and Barclays may take negative action based on the accounts you just opened in that spree, let alone any further accounts. They're both very sensitive to credit-seeking behavior.

Message 15 of 20
Anonymous
Not applicable

Re: App spree. Approved for Chase CSP, Bofa, WF Propel, Barclays, CapOne Savor

Congrats on you app spree approvals, like everybody saying head to garden and watch them blossom !!!!!

 

 

 

Message 16 of 20
Anonymous
Not applicable

Re: App spree. Approved for Chase CSP, Bofa, WF Propel, Barclays, CapOne Savor

Thank you @VoltronM!

That's a nice slo-moed gif though!

Message 17 of 20
joltdude
Senior Contributor

Re: App spree. Approved for Chase CSP, Bofa, WF Propel, Barclays, CapOne Savor


@Anonymous wrote:

Are you saying that Chase and Barclays may take negative actions post approval depending on how many more accounts I opened or applied for?

Yes I am... but the keyword is may... Definitely wouldnt try for another Chase card and sit tight and garden...

Both Chase and Barclay are somewhat known for it...

 

 

Message 18 of 20
Anonymous
Not applicable

Re: App spree. Approved for Chase CSP, Bofa, WF Propel, Barclays, CapOne Savor

Congratulations on your approvals...good job!!

Message 19 of 20
Anonymous
Not applicable

Re: App spree. Approved for Chase CSP, Bofa, WF Propel, Barclays, CapOne Savor

As others habe said, Chase can be skidish ... I'd wait a while because they do checks with SP sometimes and will close an account really quick if they feel something is "off" aka too many new accounts. Remeber this is the same company with the infamous 5/24. Barclays are the same, so again, be careful. Other then that CONGRATULATIONS! That is awesome. One day I will get those high SLs! Cheers!
Message 20 of 20
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