cancel
Showing results for 
Search instead for 
Did you mean: 

App spree. Approved for Chase CSP, Bofa, WF Propel, Barclays, CapOne Savor

joltdude
Community Leader
Senior Contributor

Re: App spree. Approved for Chase CSP, Bofa, WF Propel, Barclays, CapOne Savor

Uhm NO on apping for another chase card.... NO NO NO...

https://www.youtube.com/watch?v=Z_vvex_mfik

 

Your already on thin ice with them on approvals... You overdid the app spree...

And with some known skittish lenders too... 

Both Chase and Sir Barclay are known for AA after approval btw.... You are *NOT* home free..

 

Hoping for the best but think its time to head to the garden...

-J

 

 

 

Message 11 of 20
Saeren
Mega Contributor

Re: App spree. Approved for Chase CSP, Bofa, WF Propel, Barclays, CapOne Savor


@bk1921 wrote:

Your inputs are immensely valuable.

I'm taking your advices and going onto gardening as of now!

Thank you all for your responses! Its truly appreciated!


If you would like, you can join the rest of us who are gardening - https://ficoforums.myfico.com/t5/Personal-Finance/Garden-Club-January-2019/td-p/5452468/highlight/fa...

 

We keep each other in line when it comes to apping Smiley Happy



Message 12 of 20
bk1921
Member

Re: App spree. Approved for Chase CSP, Bofa, WF Propel, Barclays, CapOne Savor

Thanks 



Scores 1/1/19:
Current Scores:

Message 13 of 20
bk1921
Member

Re: App spree. Approved for Chase CSP, Bofa, WF Propel, Barclays, CapOne Savor

Are you saying that Chase and Barclays may take negative actions post approval depending on how many more accounts I opened or applied for?



Scores 1/1/19:
Current Scores:

Message 14 of 20
Saeren
Mega Contributor

Re: App spree. Approved for Chase CSP, Bofa, WF Propel, Barclays, CapOne Savor


@bk1921 wrote:

Are you saying that Chase and Barclays may take negative actions post approval depending on how many more accounts I opened or applied for?


Chase and Barclays may take negative action based on the accounts you just opened in that spree, let alone any further accounts. They're both very sensitive to credit-seeking behavior.



Message 15 of 20
VoltronM
Senior Contributor

Re: App spree. Approved for Chase CSP, Bofa, WF Propel, Barclays, CapOne Savor

Congrats on you app spree approvals, like everybody saying head to garden and watch them blossom !!!!!

 

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 16 of 20
bk1921
Member

Re: App spree. Approved for Chase CSP, Bofa, WF Propel, Barclays, CapOne Savor

Thank you @VoltronM!

That's a nice slo-moed gif though!



Scores 1/1/19:
Current Scores:

Message 17 of 20
joltdude
Community Leader
Senior Contributor

Re: App spree. Approved for Chase CSP, Bofa, WF Propel, Barclays, CapOne Savor


@bk1921 wrote:

Are you saying that Chase and Barclays may take negative actions post approval depending on how many more accounts I opened or applied for?

Yes I am... but the keyword is may... Definitely wouldnt try for another Chase card and sit tight and garden...

Both Chase and Barclay are somewhat known for it...

 

 

Message 18 of 20
doinit1
Valued Contributor

Re: App spree. Approved for Chase CSP, Bofa, WF Propel, Barclays, CapOne Savor

Congratulations on your approvals...good job!!

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until June 2021

FICO 8 Scores EX 700 EQ 696 TU 703
AAOA 5.2yrs TCL=268,700
Message 19 of 20
idolimage
Regular Contributor

Re: App spree. Approved for Chase CSP, Bofa, WF Propel, Barclays, CapOne Savor

As others habe said, Chase can be skidish ... I'd wait a while because they do checks with SP sometimes and will close an account really quick if they feel something is "off" aka too many new accounts. Remeber this is the same company with the infamous 5/24. Barclays are the same, so again, be careful. Other then that CONGRATULATIONS! That is awesome. One day I will get those high SLs! Cheers!
ETFCU Auto Loan - NFCU CLOC $15k

In My Wallet:

NFCU Flagship Visa $17k
ETFCU Prim Plus MC $5k
NFCU More Rewards Amex $3k
Amex Marriot Business Bonvoy $3k
DiscoverIT $2.2
Amex Hilton Honors $1k

Dresser Wallet:

Wayfair $9k
JC Penny $6k
Walmart $3k
Zales $2.45
Belk $1.5k

Business Accounts:

Amazon Corporate $4.5k
Fuleman Fleet $1.2k
BP Business Solutions $1.2k
Staples $1k
Office Depot $1k
Quill $0.1k
Uline $0.1k

Sock Drawer:

CapOne QS1 $1.55k
Merrick Bank $1.4k
Amex Delta Blue $1k
USAA Classic Amex $0.5k
CarCare $0.5k
PayPal MC $0.3k
Target $0.3k

RIP:

Best Buy Visa $4k (AA)
Sportsman Guide Visa $2.5 (AA)
Citi AAdvantage $2.5k (AA)
Mattress Firm $1.5k (Closed for no activity)
Finger Hut $1k (Closed for no activity)
Home Depot $0.5k (AA)
Shell Gas $0.5k (AA)
CapOne Platinum $0.7k (Combined into QS1)
Credit One MC $0.45k (Closed)
Credit One Visa $0.8k (Closed)
First Premier Visa $0.7k (Closed)
Indigo $0.3k (Closed)
Avant $0.3k (Closed)
Message 20 of 20
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.