App spree after gardening 2 years

[brocks]

I am a full blown forum stalker but decided to post results for data points.

Experian 801

Transunion 805

Equifax 810

0 inquiries (just gardened 2 years)

1% utilization / 200k available credit

20k in student loans / no car loan / no morgage 

$65,000 annual income

What I applied for / why / results

Citi Simplicity because of 21 month 0% apr, planning big summer vacation $7600 SL

Blispay because $199 financing and possible hidden trade line $10,000 SL

Penfed because I wanted a PLOC requested 25,000 conditionally approved pending 2 pay stub review

Since I applied to penfed I applied for their signature visa and was approved $14,000 SL

Applied for a 25,000 PLOC at my local credit union where I do my banking they will probably counter - they are tight

Sam's club mastercard because I love sams and have had a membership for a year $8000 SL

Fidelity Visa because I have a fidelity account and saw people getting some good SL, got 7-10 business day notice

Took the hint and quit

Back to the garden.

[Anonymous]

Two years you've been on this forum, four posts, and two years in the garden.  You are a patient, patient individual.  Congrats!

[Anonymous]

Congrats!

[Anonymous]

Patience is a Virtue, Major Congrats!

[Anonymous]

You are an inspiration. Look at those scores! Congratulations! See you in the garden.

[Anonymous]

you are VERY patient! I hope you get approved with the personal loans you have asked for! Happy spending  

[CatOfSpades]

Very patient! Great spree! 

[minski]

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@brocks wrote:

Fidelity Visa because I have a fidelity account and saw people getting some good SL, got 7-10 business day notice

Took the hint and quit

Back to the garden.

lol. I applied for Fidelity Visa last night. Also got the 7-10 business day notice. I quit then too. But then again, that was the last card I'd intended to apply for for a while. 

[Loquat]

Wow!  That's a nice sweep!  Congrats!

[Anonymous]

Well done! Congrats