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App spree after gardening 2 years

brocks
New Member

App spree after gardening 2 years

I am a full blown forum stalker but decided to post results for data points.

 

Experian 801

Transunion 805

Equifax 810

 

0 inquiries (just gardened 2 years)

 

1% utilization / 200k available credit

 

20k in student loans / no car loan / no morgage 

 

$65,000 annual income

 

What I applied for / why / results

 

Citi Simplicity because of 21 month 0% apr, planning big summer vacation $7600 SL

 

Blispay because $199 financing and possible hidden trade line $10,000 SL

 

Penfed because I wanted a PLOC requested 25,000 conditionally approved pending 2 pay stub review

 

Since I applied to penfed I applied for their signature visa and was approved $14,000 SL

 

Applied for a 25,000 PLOC at my local credit union where I do my banking they will probably counter - they are tight

 

Sam's club mastercard because I love sams and have had a membership for a year $8000 SL

 

Fidelity Visa because I have a fidelity account and saw people getting some good SL, got 7-10 business day notice

 

Took the hint and quit

 

Back to the garden.

 

Message 1 of 20
19 REPLIES 19
needa926
Regular Contributor

Re: App spree after gardening 2 years

Two years you've been on this forum, four posts, and two years in the garden.  You are a patient, patient individual.  Congrats! Smiley Happy

Message 2 of 20
LemonPies
New Member

Re: App spree after gardening 2 years

Congrats!

Message 3 of 20
JMED2
Frequent Contributor

Re: App spree after gardening 2 years

Patience is a Virtue, Major Congrats! Smiley Happy

USAA Rate Advantage Visa 17.5% 7K|USAA AMEX Rewards+ 5K|USAA Prefered Rewards Visa 4.5K|USAA Classic Visa 2.5K|USAA Classic AMEX 2.5K|USAA Classic MC 2K|CaptialOne QS1 4.5K|Capial One QS Visa 1K|AMEX-EDC 1K|BofA Rewards VISA 10K| BarclayCard Rewards 4K|Barclaycard Choice Rewards Visa 1.4K|Walmart Store Card 6K|Amazon Store Card 4K|Sam's Club 10K|Meriick Visa 1.2K|OverStock 2K|Hilton-AMEX 5K|AMEX BCE 16K|PENFED PRVS 9K|AMEX PRG NSPL|FICOs: EQ 688 EXP 679 TU 685
Message 4 of 20
Musiclover
Super Contributor

Re: App spree after gardening 2 years

You are an inspiration. Look at those scores! Congratulations! See you in the garden.


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 5 of 20
awleesha13
Regular Contributor

Re: App spree after gardening 2 years

you are VERY patient! I hope you get approved with the personal loans you have asked for! Happy spending Smiley Happy 


As of 08/24/16: EQ: 650 | TU: 677 | EX: 661
Message 6 of 20
CatOfSpades
Frequent Contributor

Re: App spree after gardening 2 years

Very patient! Smiley Very Happy Great spree! 

♠Queen of Spades♠
Message 7 of 20
minski
Established Contributor

Re: App spree after gardening 2 years


@brocks wrote:

 

Fidelity Visa because I have a fidelity account and saw people getting some good SL, got 7-10 business day notice

 

Took the hint and quit

 

Back to the garden.

 

 

 

lol. I applied for Fidelity Visa last night. Also got the 7-10 business day notice. I quit then too. But then again, that was the last card I'd intended to apply for for a while. 

 

Message 8 of 20
Loquat
Moderator

Re: App spree after gardening 2 years

Wow!  That's a nice sweep!  Congrats!

Message 9 of 20
dasingleton
Valued Contributor

Re: App spree after gardening 2 years

Well done! Congrats
Gardening since 8/13/19
Over $500K in credit
TU:751 EQ:762 EX:773
Message 10 of 20
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