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App spree (x4 approvals)

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Valued Member

App spree (x4 approvals)

I am shocked!! I finally got all collections paid and removed. This month my scores shot up to just under 700 (670-685) over a 60 point jump on each one. Yesterday i couldnt help myself, i applied for a cli with NFCU and received a $3000 CLI. i was feeling excited and applied for a preapproved Amex BCE and approved for $1000. Then i applied for Paypal 2% and recieved a $3000 limit. Finally tried Uber visa but couldnt find the application in the app so i called and through a lenghty process of the rep reading every single word of the documenation was approved for $1000!!!(Most excited for this card as me and DW go out a lot) So today i was trolling Fidelity posts and gained the confidence to apply. $11,000 SL!!!! Into the graden for the long haul now. We are looking to purchase a home soon, just need to wait it out untill some inquires fall off and let accounts age a bit. Think i might try for NFCU cloc later today. Scores are updated below, no collections, a few late payments. About 10 (30/60/90/120), over two years old.

 

*UPDATE*

Just got another approval. $15,000 NFCU CLOC. Tried for penfed but got denied, i think this is where my spree stops. The help of these forums is real.

 

**UPDATE*

Had to do one more. Alliant Platinum rewards. Got approved for $2,500. This day has been great for my limits. That brings the total to $33,500 of additional credit in 2 days. At the expense of about 7-8 hard pulls. Small price to pay as the garden will take care of those Smiley Wink





18 REPLIES 18
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Moderator

Re: App spree (x4 approvals)

A nice run and I would let these age for 6 months before apping for more.
Message 2 of 19
Senior Contributor

Re: App spree (x4 approvals)

COngrats on your credit spree approvals !!!! 4 for 4 are very nice

 

 

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 3 of 19
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Community Leader
Super Contributor

Re: App spree (x4 approvals)

Garden those new cards and congrats on your approvals!

Message 4 of 19
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Community Leader
Senior Contributor

Re: App spree (x4 approvals)

Dang just winning at every turn lol congrats! That’s a heck of a run!

Discover It: 19.7k
Amex ED: 18k
Citi DC: 7.7k
Best Buy Visa: 3k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 5 of 19
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Community Leader
Mega Contributor

Re: App spree (x4 approvals)

Very Nice, time to let FH goSmiley Happy
Message 6 of 19
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Valued Contributor

Re: App spree (x4 approvals)

Congrats!'
July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 7 of 19
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Valued Member

Re: App spree (x4 approvals)

yes, that is next on the list lol. I just closed Overstock on monday. After next CLI from fingerhut i will close it.





Message 8 of 19
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Valued Contributor

Re: App spree (x4 approvals)

Congrats on the amazing approvals! Definitely a good time to garden now.


Scores - All bureaus 756 +
TCL - Est. $275K
Message 9 of 19
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Valued Contributor

Re: App spree (x4 approvals)

 

Boom.  Congrats!

 

  
  



RECORD HOLDER
& KEEPER OF
THE GOLDEN SWORD!

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EQ FICO RESILIENCE INDEX
06-29-2020

Dogbert

76

3

64

04-03-2020

Message 10 of 19
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