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App spree (x4 approvals)

Valued Member

App spree (x4 approvals)

I am shocked!! I finally got all collections paid and removed. This month my scores shot up to just under 700 (670-685) over a 60 point jump on each one. Yesterday i couldnt help myself, i applied for a cli with NFCU and received a $3000 CLI. i was feeling excited and applied for a preapproved Amex BCE and approved for $1000. Then i applied for Paypal 2% and recieved a $3000 limit. Finally tried Uber visa but couldnt find the application in the app so i called and through a lenghty process of the rep reading every single word of the documenation was approved for $1000!!!(Most excited for this card as me and DW go out a lot) So today i was trolling Fidelity posts and gained the confidence to apply. $11,000 SL!!!! Into the graden for the long haul now. We are looking to purchase a home soon, just need to wait it out untill some inquires fall off and let accounts age a bit. Think i might try for NFCU cloc later today. Scores are updated below, no collections, a few late payments. About 10 (30/60/90/120), over two years old.



Just got another approval. $15,000 NFCU CLOC. Tried for penfed but got denied, i think this is where my spree stops. The help of these forums is real.



Had to do one more. Alliant Platinum rewards. Got approved for $2,500. This day has been great for my limits. That brings the total to $33,500 of additional credit in 2 days. At the expense of about 7-8 hard pulls. Small price to pay as the garden will take care of those Smiley Wink


Re: App spree (x4 approvals)

A nice run and I would let these age for 6 months before apping for more.
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 2 of 19
Senior Contributor

Re: App spree (x4 approvals)

COngrats on your credit spree approvals !!!! 4 for 4 are very nice





8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 3 of 19
Community Leader
Super Contributor

Re: App spree (x4 approvals)

Garden those new cards and congrats on your approvals!

Message 4 of 19
Community Leader
Senior Contributor

Re: App spree (x4 approvals)

Dang just winning at every turn lol congrats! That’s a heck of a run!

Discover It: 19.7k
Amex ED: 18k
Citi DC: 7.7k
Citi Rewards+: 3.6k
Bank Americard: 2.8k
Once you go Berner, you never go back.
Message 5 of 19
Community Leader
Mega Contributor

Re: App spree (x4 approvals)

Very Nice, time to let FH goSmiley Happy
Message 6 of 19
Valued Contributor

Re: App spree (x4 approvals)

July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS. $700
Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors SL $1000
All cards opened between Oct 2018. - March 2020

Message 7 of 19
Valued Member

Re: App spree (x4 approvals)

yes, that is next on the list lol. I just closed Overstock on monday. After next CLI from fingerhut i will close it.

Message 8 of 19
Valued Contributor

Re: App spree (x4 approvals)

Congrats on the amazing approvals! Definitely a good time to garden now.

Scores - All bureaus 756 +
TCL - Est. $275K
Message 9 of 19
Valued Contributor

Re: App spree (x4 approvals)


Boom.  Congrats!











Message 10 of 19
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