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Apple 3.5x CLI after being denied yesterday

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HeavyResist
Frequent Contributor

Re: Apple 3.5x CLI after being denied yesterday

Mazel Tov on the CLI @Anonymous !







 
Message 11 of 18
Borealis
Regular Contributor

Re: Apple 3.5x CLI after being denied yesterday

Congrats on your Apple Luv!

March 2021- FICO8: EXP 549 / TU 571
November 2023 - FICO8: EXP 794 / TU 795 / EQ 836

Message 12 of 18
bilwilvegas
Regular Contributor

Re: Apple 3.5x CLI after being denied yesterday

Congratulations on the nice CLI!

Message 13 of 18
ladeda8971
Valued Member

Re: Apple 3.5x CLI after being denied yesterday

Congrats on that increase!  My last 2 CLIs with them have come the next day, after the rep denied my original request.    




Jan. 2024



June 2019


Message 14 of 18
FalconSteve
Valued Contributor

Re: Apple 3.5x CLI after being denied yesterday

Mazel tov!

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL
Message 15 of 18
FalconSteve
Valued Contributor

Re: Apple 3.5x CLI after being denied yesterday

Does Apple Card make you request a specific amount? Will they counter if you ask for more than they are comfortable with?

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL
Message 16 of 18
FinStar
Moderator Emeritus

Re: Apple 3.5x CLI after being denied yesterday


@FalconSteve wrote:

Does Apple Card make you request a specific amount? Will they counter if you ask for more than they are comfortable with?


No.

 

IME, you simply ask for a CLI, they ask for income and the computer decides what (if anything) you'll get. So, I'm sure you can ask for an amount, but they (chat bot or live agent) never really ask what desired limit you want.

Message 17 of 18
FalconSteve
Valued Contributor

Re: Apple 3.5x CLI after being denied yesterday


@FinStar wrote:

@FalconSteve wrote:

Does Apple Card make you request a specific amount? Will they counter if you ask for more than they are comfortable with?


No.

 

IME, you simply ask for a CLI, they ask for income and the computer decides what (if anything) you'll get. So, I'm sure you can ask for an amount, but they (chat bot or live agent) never really ask what desired limit you want.


That's what I thought, butthe worder of the original post made me unsure.

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL
Message 18 of 18
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