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Apple CLI

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Anonymous
Not applicable

Re: Apple CLI

Congrats on the CLI! That is a great way to grow the credit line.

Message 11 of 17
Titans84
Valued Contributor

Re: Apple CLI

Congrats on your Apple Card CLI!

Current FICO 8:



Message 12 of 17
SouthernCredit
Frequent Contributor

Re: Apple CLI

Congrats! Just added another 3K to mine as well.

Message 13 of 17
CreditInspired
Community Leader
Super Contributor

Re: Apple CLI


@MickeyGMoney wrote:

It's been a day or two more than 90 days since my last CLI so I asked for another. My brother puts all of his spending through this card and sends me money to cover it. He likes getting the cash back to his apple cash and I like having the spend to increase my limit.

 

$16k -> $22k.


That's the way to kill 2 birds with one stone. And Kudos to you and your bro for helping each other out. 


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 14 of 17
FalconSteve
Valued Contributor

Re: Apple CLI

Congrats on the CLI!

 

A benefit that you didn't mention is that (with this or other cards) AUs (or "participants") increase their own credit score too.

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL
Message 15 of 17
toddc
Regular Contributor

Re: Apple CLI

Congrats, I'm hoping someday to get a CLI -- my card was opened with a low limit of $550 and they just keep telling me I have too many recent inquiries, seems they're like capital one and always find a way to deny me.  It makes it so hard to really use the card to buy anything apple to take advantage of the 0% installments with such a weak limit.

Message 16 of 17
MickeyGMoney
Regular Contributor

Re: Apple CLI

I got the card and only made like 2 purchases in the first 1.5 years because I used it for the 3% at Apple. I didn't get CLIs then. They apparently like to see a lot of spend put through the card to increase the limit (shown by my brother's spending really boosting the credit limit in the last 7ish months.


@toddc wrote:

Congrats, I'm hoping someday to get a CLI -- my card was opened with a low limit of $550 and they just keep telling me I have too many recent inquiries, seems they're like capital one and always find a way to deny me.  It makes it so hard to really use the card to buy anything apple to take advantage of the 0% installments with such a weak limit.


 


Future Cards:
Message 17 of 17
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