Apple Card 2.5x CLI & Overstock $2k CLI! - myFICO® Forums - 6435382

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A few weeks back I posted that I was denied for an Apple Card CLI after 91 days and $5k+ in spend on a $450 limit.

I guess something must've changed because just last Sunday I received an auto credit limit increase from $450 to $1,200!!!

Fortunately, that's not the only good news. This morning, I requested a CLI on my Overstock card and received a limit increase from $3,500 to $5,500! This is the first time one of my cards has broken a $5,000 limit since discharge and it feels great.

Who knew being in the garden could be so much fun? 😄

Message 1 of 14

13 REPLIES 13

Congratulations on your CLIs!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Message 2 of 14

Congratulations on your CLI's 👍

Message 3 of 14

Congrats on both CLI!

Current FICO 8:

US Bank Cash+ (PC from Perks+) | 05/2007 | $10,000

Dillards | 02/2008 | $4,600

AMEX Blue Cash Preferred (PC from Blue) | 09/2008 | $25,000

Best Buy | 10/2008 | $4,300

Target MC | 03/2009 | $10,500

Kohl's | 08/2009 | $3,000

Lowe's | 09/2009 | $35,000

US Bank LOC | 03/2010 | $500

US Bank Cash+ (PC from Platinum) | 12/2014 | $20,000

Goldman Sachs' Apple Card | 08/2019 | $28,000

Chase Freedom Unlimited | 09/2019 | $16,000

Chase Amazon Prime | 04/2020 | $20,000

AMEX Cash Magnet | 04/2021 | $10,000

US Bank Altitude Go | 05/2021 | $25,000

Elan Max Cash Preferred | 05/2021 | $25,000

Citi Custom Cash | 07/2021 | $21,600

FNBO Evergreen Rewards | 07/2021 | $25,000

Discover It | 07/2021 | $23,500

X1 | 03/2022 | $5,000

Affinity FCU Cash Rewards | 04/2022 | $32,500

Affinity FCU CLOC | 04/2022 | $10,000

Chase Freedom Flex | 09/2023 | $27,500

US Bank Altitude Reserve | 09/2023 | $15,000

Chase Sapphire Preferred | 05/2024 | $23,000

Citi Strata Premier | 10/2024 | $14,000

Bank of America Premium Rewards | 04/2025 | $22,500

Message 4 of 14

Congratulations on those CLI's!!!

Message 5 of 14

Very nice surprise from Apple. Congrats on your Overstock increase as well!

Message 6 of 14

That’s terrific! Congratulations on your CLI approvals!! 👏🏼🎉🍾

Message 7 of 14

Congrats on the increases!

Message 8 of 14

Kudos!!!

Message 9 of 14

Congrats on your Apple Card & Overstock CLI's

Message 10 of 14