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Apple Card 2X CLI and first post!

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Valued Contributor

Apple Card 2X CLI and first post!

Hello myFICOers,

 

This is my first post and I have been reading the forums for a few months. I am a college student who started building credit in September 2019. My first card is the Apple Card, which I applied for after seeing some people get approved for it with no credit history, and I was approved with a $250 SL. I have since applied and have been approved for the Discover it Chrome for Students and the Bank of America Cash Rewards. After using the Apple Card for six months and seeing some recent Apple Card CLI success on the forums, I decided to text GS for a CLI, and it was instantly increased to $500! While the Apple Card remains my lowest limit of the three cards I opened, I will gladly accept it as credit building is a marathon and not a sprint. This is also the first CLI on any of my cards! I have learned so much from reading these forums, and I'm excited to see what the future has to offer in the world of financial responsibility!



Current FICO 8:

Credit Age:

Inquiries:

Goal Cards:


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14 REPLIES 14
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Super Contributor

Re: Apple Card 2X CLI and first post!

Congratulations on your CLI!
Message 2 of 15
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Established Contributor

Re: Apple Card 2X CLI and first post!

nice! I started and got the same card and limit at the same time, and CLI requested this month, $500 too haha. 

Smiley Embarassed
Message 3 of 15
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Epic Contributor

Re: Apple Card 2X CLI and first post!

Congrats!..

popcorn eating emoticon.gif

Message 4 of 15
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New Contributor

Re: Apple Card 2X CLI and first post!

Welcome and Congrats. MyFico is a great place for info and help! 

Amex Gold (NPSL) | Delta Platinum 10k | Apple Card 5k | Discover IT 5k | Sapphire Preferred 10k | BofA CR 8.5k | Freedom Unlimited 5k | NFCU CR 1k |



Message 5 of 15
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Frequent Contributor

Re: Apple Card 2X CLI and first post!

Congrats on the increase! 

and

Rebuilding started in June '19 with low 500s across the board.

FICO8 Progress (via Discover Credit Scorecard):
696 - 05/28/2020
702 - 04/27/2020
703 - 03/28/2020
685 - 02/26/2020

GOALS:
• 725 - 750 FICO before 2021
• Visa CC (Citi Costco?)
Message 6 of 15
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Valued Contributor

Re: Apple Card 2X CLI and first post!

Congratulations on your success! 

July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 7 of 15
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Established Contributor

Re: Apple Card 2X CLI and first post!

Congrats & welcome!
- | - Mee'sa not'ta Jar'Jar Bink'sa. Mee'sa just like'sa the word'sa BOMBAD! - | -


BK7 Discharged 12/16 - | - EQ8/9: 696/730 | TU8: 738 | EX8: 733
Message 8 of 15
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Valued Contributor

Re: Apple Card 2X CLI and first post!

Welcome to the forums and Congratulations on your CLI! 👍




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 9 of 15
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Frequent Contributor

Re: Apple Card 2X CLI and first post!

Congratulations! 🎉

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