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Apple Card 9k at 18%

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scottwagnon
Valued Contributor

Apple Card 9k at 18%

Approved Apple Card 9k at 18%

Smiley Sad

Limit is fine; I’m bummed about the interest rate.
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Message 1 of 21
20 REPLIES 20
Marz2002
Senior Contributor

Re: Apple Card 9k at 18%

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on your Apple Card approval and maybe you can request an APR reduction in the next few months!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 2 of 21
Anonymous
Not applicable

Re: Apple Card 9k at 18%

Congrats OP, is that through Barclays and what are your scores data point? 

Message 3 of 21
CreditRebuilder2020
Frequent Contributor

Re: Apple Card 9k at 18%

Still not bad! Been fun seeing all these posts and the different limits/rates. 

 

Goldman Sachs seems to be all over the place with high limits/low limits and interest rates. 

 

I had my eye on this card just as a fun one to have in the wallet but I'm not getting the pitch and I just opened a PayPal MC/BOA BankAmericard so I'm back in the garden. 

 

Nicely done! 


X1 VISA SIG $15,500/ AMEX Gold / Petal 1 $3600 / Wells Fargo Active Cash VISA $3K / VENMO Visa $900 / Verizon Visa $2K / Apple Card $1500 SL / Wyndham Rewards Earner Visa $500 / WALGREENS Store $1K / Amazon Store $5000 SL/ Discover IT Chrome $2500K / BP Prime Rewards VISA $4350 / PayPal MC $3500 / BOA BankAmericard $2K / BOA Cash Rewards $1K / Cap One Savor One $1200 / Cap One QS1 $950 / Blaze MC $2250 / Credit One $850 / Credit One AMEX $1200 / OpenSky $600 / AvantCard $1000 / Discover IT Cash Back (Graduated) $400 / eBay MC $750
FEB '22 EX: 698 EQ: 700 TU: 713 | UTL: 23% | Total Credit Limit: $54000
Goal Score: 675 for all FICOS (ACHIEVED NOVEMBER 2021) | NEW GOAL SCORE: 725 for ALL FICOs
Message 4 of 21
Anonymous
Not applicable

Re: Apple Card 9k at 18%

Congratulations on the approval OP!

Message 5 of 21
pinkandgrey
Senior Contributor

Re: Apple Card 9k at 18%

Congrats! The rate isn’t THAT bad, so don’t feel bad about it. They offered me 23.99 lol. Yikes. I’ll wait that one out. 

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 16.5k
Apple Card: 4.25k
Message 6 of 21
Adalen
Frequent Contributor

Re: Apple Card 9k at 18%

A couple folks have noticed they got a lower rate than what was quoted in prequal. You can check your card details to confirm.

Message 7 of 21
scottwagnon
Valued Contributor

Re: Apple Card 9k at 18%

Unfortunately I’m stuck at 18% even after the prequal
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Message 8 of 21
Anonymous
Not applicable

Re: Apple Card 9k at 18%

That was my offer and I said see ya later.  My scores are all over 800, 1 inquiry in the last 12 months (Chase for a $30K SL by the way), not one single baddie, UTIL around 2%. 

 

I dont need that $9K AT ALL.  My Amex's, Chase and BofA in my Apple Wallet work just fine from there.

Message 9 of 21
AverageJoesCredit
Legendary Contributor

Re: Apple Card 9k at 18%

Congrats OpSmiley Happy

I cant wait til the day i can look down at 9k approvals like its nadaSmiley Wink
Message 10 of 21
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