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Apple Card 9k at 18%

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scottwagnon
Valued Contributor

Re: Apple Card 9k at 18%

It’s not the limit I care about (unless it’s below 3k. But the interest rate when I have all 800+ is kind of annoying.
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Message 11 of 21
JR_TX
Valued Contributor

Re: Apple Card 9k at 18%

Congrats! APR is irrelevant if you PIF or BT if cash flow doesn’t permit.
New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 7y10m | UTIL 1% - 4% | $300K+ Total Limits

Message 12 of 21
Anonymous
Not applicable

Re: Apple Card 9k at 18%


@JR_TX wrote:
Congrats! APR is irrelevant if you PIF or BT if cash flow doesn’t permit.

FWIW, there’s no way to BT off of these cards directly right now. Would have to be a BT to checking offer. You can’t even mail GS a payment. 

Message 13 of 21
Anonymous
Not applicable

Re: Apple Card 9k at 18%

TU HP?

Message 14 of 21
Anonymous
Not applicable

Re: Apple Card 9k at 18%

Congrats! I just got approved for $6,500 and 17.99%

Message 15 of 21
CreditInspired
Community Leader
Super Contributor

Re: Apple Card 9k at 18%


@Anonymous wrote:

That was my offer and I said see ya later.  My scores are all over 800, 1 inquiry in the last 12 months (Chase for a $30K SL by the way), not one single baddie, UTIL around 2%. 

 

I dont need that $9K AT ALL.  My Amex's, Chase and BofA in my Apple Wallet work just fine from there.


I know the feeling. Good 4U. 


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 16 of 21
CreditInspired
Community Leader
Super Contributor

Re: Apple Card 9k at 18%


@scottwagnon wrote:
It’s not the limit I care about (unless it’s below 3k. But the interest rate when I have all 800+ is kind of annoying.

And for me it was just the opposite. I didn't like my CL of $7.5K. The 12.99% APR was great but I usually PIF so that didn't really matter. I just really wanted a $20K limit. Oh well, I held onto my Gold spade so I'm happy with that.


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 17 of 21
Marz2002
Senior Contributor

Re: Apple Card 9k at 18%

CONGRATS on your Apple Card approval and Welcome Aboard the Apple Card EXPRESS !!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 18 of 21
scottwagnon
Valued Contributor

Re: Apple Card 9k at 18%

I’d gladly trade my limit for your apr
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Message 19 of 21
CreditInspired
Community Leader
Super Contributor

Re: Apple Card 9k at 18%


@scottwagnon wrote:
I’d gladly trade my limit for your apr

😂😆🤣


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 20 of 21
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