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Apple Card Approval $20K

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Frequent Contributor

Apple Card Approval $20K

With all of the buzz, I decided to pull the trigger. Approved at 17.99% (meh)....but hey, as a technologist, I have a CC to match. Smiley Happy

 

Borrowed my best friends iPhone to get the deed done...then went back to using my droid.  LOL

 

Apple CC.jpeg

Message 1 of 22
21 REPLIES 21
Frequent Contributor

Re: Apple Card Approval $20K

Monster SL! Love it!

 

Congrats on the $20K!


AMEX Gold / Home Depot CC $3K/ Discover IT Chrome $2K SL / PayPal MC $2K /
BOA BankAmericard $2K / BOA Cash Rewards $1000 / Cap One Savor One $1000 / Blaze MC $1500 / Credit One $850 / OpenSky $500 / AvantCard $500 / Discover IT Cash Back (Graduated Secured) $200 CLI to $400 / EBAY MC $300
Jan of 2017 Credit Karma: 404 -SEPT OF 2018: EX 652 EQ 626 TU 604
AUGUST OF 2019 1% UTL - EX 681 EQ 667 TU 659
Total Credit Limit: $16150 -
Goal Score: 675 for all FICOS (ACHIEVED EX)
Message 2 of 22
Valued Contributor

Re: Apple Card Approval $20K

Congrats on the Approval! There doesn’t seem to be a rhyme or reason behind SLs and APrs on this one yet. I’ve seen entry level SLs bank a 12.99 and some much larger SLs getting 23.99

Normally higher limit = lower APR (and I say so loosely), but Goldman marches to their own drum lol

If you’re a PIF kinda person then the APR is just noise
Message 3 of 22
Frequent Contributor

Re: Apple Card Approval $20K

Absolutely a PIF guy....I don't like paying money to spend money.... Smiley Happy)

Message 4 of 22
Community Leader
Senior Contributor

Re: Apple Card Approval $20K


@RickNATL wrote:

With all of the buzz, I decided to pull the trigger. Approved at 17.99% (meh)....but hey, as a technologist, I have a CC to match. Smiley Happy

 

Borrowed my best friends iPhone to get the deed done...then went back to using my droid.  LOL

 

Apple CC.jpeg


Congrats. but you used your friends iphone, so isn't that his account then? A little confused here lol

EXP 763 TU 793 EQ 734
Message 5 of 22
Established Contributor

Re: Apple Card Approval $20K

Congrats!!! That's a nice SL!


Discover It $21.5k
Citi DC WEMC $16.8k
USBank Cash+ VS $12k
USBank Cash 365 AMEX $12k
Apple Card MC $6.5k
Message 6 of 22
Super Contributor

Re: Apple Card Approval $20K

If you don’t have an iPhone or iPad to attach the card to, they’re going to close it. 

 

Congrats on the approval though. 



01/2019:
1/2020:

Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 7 of 22
Established Contributor

Re: Apple Card Approval $20K


@Saeren wrote:

If you don’t have an iPhone or iPad to attach the card to, they’re going to close it. 

 

Congrats on the approval though. 


I don't believe this Is exactly true.

It is my understanding that as long as you order the physical card and activate it you can then make payments by calling in.

You lose the ability to use Apple Wallet to monitor purchases, pay, etc but they do not cancel your card.

...............

 

What if you switch to Android?

If you decide that it's time to jump ship to an Android phone, you can still use the physical version of your Apple Card and continue to pay toward your balance -- but you'll need to call in your payments to 1-800-MY-APPLE (1-800–692–7753). Without an iPhone, all of the benefits and streamlined interactions that make the Apple Card unique all but disappear. 

Jax

*************************************************************************************
Then you are a fool. Be thankful that when God gave you a face, he gave you a fool's face
Message 8 of 22
Super Contributor

Re: Apple Card Approval $20K


@jaxstraw wrote:

@Saeren wrote:

If you don’t have an iPhone or iPad to attach the card to, they’re going to close it. 

 

Congrats on the approval though. 


I don't believe this Is exactly true.

It is my understanding that as long as you order the physical card and activate it you can then make payments by calling in.

You lose the ability to use Apple Wallet to monitor purchases, pay, etc but they do not cancel your card.

...............

 

What if you switch to Android?

If you decide that it's time to jump ship to an Android phone, you can still use the physical version of your Apple Card and continue to pay toward your balance -- but you'll need to call in your payments to 1-800-MY-APPLE (1-800–692–7753). Without an iPhone, all of the benefits and streamlined interactions that make the Apple Card unique all but disappear. 


Interesting, that’s quite opposite to what they were saying about it previously. That’s cool then, I guess it’s not as strong of a retention tool for iOS after all. 

 

ETA: I cannot find that info outside of CNET and when it was being talked about, word was that after a period of time not being in an iDevice Wallet, it would be closed. Proceed with caution for now. 



01/2019:
1/2020:

Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 9 of 22
Established Contributor

Re: Apple Card Approval $20K


@Saeren wrote:

@jaxstraw wrote:

@Saeren wrote:

If you don’t have an iPhone or iPad to attach the card to, they’re going to close it. 

 

Congrats on the approval though. 


I don't believe this Is exactly true.

It is my understanding that as long as you order the physical card and activate it you can then make payments by calling in.

You lose the ability to use Apple Wallet to monitor purchases, pay, etc but they do not cancel your card.

...............

 

What if you switch to Android?

If you decide that it's time to jump ship to an Android phone, you can still use the physical version of your Apple Card and continue to pay toward your balance -- but you'll need to call in your payments to 1-800-MY-APPLE (1-800–692–7753). Without an iPhone, all of the benefits and streamlined interactions that make the Apple Card unique all but disappear. 


Interesting, that’s quite opposite to what they were saying about it previously. That’s cool then, I guess it’s not as strong of a retention tool for iOS after all. 


Just to be clear I found that under a review made a week ago on CNET.

Not the official Apple site.

It wouldn't surprise me that Apple isn't saying this, or being forthcoming, about this aspect.

But it does make sense they would have to have some alternative in case you decided to switch carriers later and had the card.

Jax

*************************************************************************************
Then you are a fool. Be thankful that when God gave you a face, he gave you a fool's face
Message 10 of 22
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