Hi everyone. I haven’t posted for awhile because I’ve been gardening for a year. I received the invite a few days ago but waited to apply until after my credit card payments posted, to lower utilization. The process was easy. I was asked to scan my drivers license. The approval was immediate, and I was given the opportunity to add the card to my Apple Wallet and request a titanium card. They pulled TU (hard pull).
TU fico score: 784 (according to Synchrony) Utilization: 10% Income: over 200k No baddies
Hope this helps.
Nov. 2013 FICO scores: EQ 565 | EX 536 | TU 539 October 2014 FICO Scores: EQ 635 EX 639 | TU 667 Goal: 700s across the board and a Chase SW Visa! Gardening indefinitely