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Apple Card Approval - Yeah, I did it for the looks

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Established Contributor

Apple Card Approval - Yeah, I did it for the looks

Really didn't need the card, but the commercials got to me. I'm not a huge Apple fan, but do have an iPhone and MBP, card arrived today and it's beautiful. Very simple and clean. Some stats to hopefully help others:

 

Income: 135k

TU09 score: 847

Inquiries: 0 last two years, this one was a hard pull on TU

Debt: One CC showing a balance, auto loan 15k remaining on 50k loan, no mortgage

 

IMG_0171 (1).PNG

Starting Scores:
1/19/14:

1/28/14:
2/12/14:
Current Scores:
7/10/19:
12/17/16:
9/05/17:
Message 1 of 26
25 REPLIES 25
Valued Contributor

Re: Apple Card Approval - Yeah, I did it for the looks

Congrats on your approval.

 

What's going on with your Experian score?  That's a YUUUGE difference.





Message 2 of 26
Community Leader
Super Contributor

Re: Apple Card Approval - Yeah, I did it for the looks

CongratsSmiley Happy Hey Maize that score is 2 years old lolSmiley Wink.

Suprised Apple didnt give more on your income. Makes me think if i apped id get a $100 limitSmiley Wink
#ChaseCreditCardHobby Enthusiast
Message 3 of 26
Regular Contributor

Re: Apple Card Approval - Yeah, I did it for the looks

Congrats!
While i would likely never use the Apple Card, i'm tempted to get it just for the cool factor and util padding, after i get the last two Chase cards i want. I also wouldn't accept an offer unless it was at least $10k.

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Message 4 of 26
Established Contributor

Re: Apple Card Approval - Yeah, I did it for the looks


@MaizeandBlue wrote:

Congrats on your approval.

 

What's going on with your Experian score?  That's a YUUUGE difference.


Yeah, it's an old score, I'm sure it's in-line with the others now, but don't want to pay to see. Well, I guess I could see the score with my Amex, but they changed their website to this other score. I read somewhere you can still get your EX08 score from them, but haven't looked into it.

Starting Scores:
1/19/14:

1/28/14:
2/12/14:
Current Scores:
7/10/19:
12/17/16:
9/05/17:
Message 5 of 26
Established Contributor

Re: Apple Card Approval - Yeah, I did it for the looks

Congrats on your approval!!
Message 6 of 26
Senior Contributor

Re: Apple Card Approval - Yeah, I did it for the looks

Congrats on your approval !!!!

im suprised you didnt get max SL which is 40k with your score

Welcome to Apple Family !!!

 

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 7 of 26
Established Contributor

Re: Apple Card Approval - Yeah, I did it for the looks


@VoltronM wrote:

Congrats on your approval !!!!

im suprised you didnt get max SL which is 40k with your score

Welcome to Apple Family !!!


Yeah, I was hoping for more, but it's all good, more than enough for my anticipated spend on it.

Starting Scores:
1/19/14:

1/28/14:
2/12/14:
Current Scores:
7/10/19:
12/17/16:
9/05/17:
Message 8 of 26
Contributor

Re: Apple Card Approval - Yeah, I did it for the looks


@EddieK wrote:

Really didn't need the card, but the commercials got to me. I'm not a huge Apple fan, but do have an iPhone and MBP, card arrived today and it's beautiful. Very simple and clean. Some stats to hopefully help others:

 

Income: 135k

TU09 score: 847

Inquiries: 0 last two years, this one was a hard pull on TU

Debt: One CC showing a balance, auto loan 15k remaining on 50k loan, no mortgage

 

IMG_0171 (1).PNG




Wow!  That's great man !  Congrats. 
Very nice SL even though it might not be as high as you might have expected based on your income and 800+ score on two of you CBRs..

Much like you, the Apple Credit Card appealed to me just the looks & novelity factor alone... LOL. I don't need it, but I did do the SP thing to see if I could get it, and they declined me at this time... Grrr.  Probably take another crack at it after the new year.

GoingGold
*UPDATED AS OF 09/09/2019*
EQ: 712 ___ TU: 708 ___ EX: 689
Utlz:1% ___ Old Lates/COs: 2 ___ Collections: 0 ___ Public Records: 0 ___ Last Late: 2.1 yrs ___ AAoA: 7.1 yrs ___ AAoOA: 23.10 yrs

AMEX PLATINUM ___ AMEX GOLD = $3,000 (P.O.T) ___ AMEX BONVOY BRILLIANT = $5,000 ___ AMEX CASH MAGNET = $1,000
CAP ONE VENTURE = $30,000 ___ CAP ONE QUICKSILVER = $3,500 ___ CAP ONE PLATINUM SECURED = $500
BANK OF AMERICA CASH REWARDS = $15,000 ___ BANK OF AMERICA PREMIUM REWARDS = $15,000
DISCOVER IT MILES = $15,000 ___ FIDELITY INVESTMENTS CASH REWARDS = $16,500
**TOTAL OVERALL CREDIT LIMIT = $101,500, or $104,500 if you include the Amex Gold P.O.T option CL.
Message 9 of 26
Valued Contributor

Re: Apple Card Approval - Yeah, I did it for the looks

Congrats! Just in time for the new iPhone XI !
BK7 dc in 01/2011 with FICO8 in the 500s

HPs EX 5 EQ 4 TU 1
AAoA 5y2m
UTIL 1% - 3%

$200K+ Total Limits







New cc TLs 1/6 ; 2/12 & 4/24
Message 10 of 26
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