Apple Card Approval w/ DPs

[jayjayhawaii]

I didn't see the Apple Card option in my iPhone wallet, so I tried updating to iOS 12.4 and it showed up.

I don't actually need this card - Just like I don't really need any of my other Apple gadgets.

So I apped just for fun.

Instantly approved for $2,500 at 23.99% APR.

No inquiries have showed up yet, but my scores are in the 670 - 690 range.

AAoA = 16 months. 27% utilization, 6 inquiries in the past year, and 7 new accounts.

No baddies on TU - EX and EQ both have one baddie from 3 years ago.

[Anonymous]

Congrats on the Apple Card approval!

[JR_TX]

Aloha and Congratulations!!

[AverageJoesCredit]

Have fun

[jayjayhawaii]

HP showed up. They pulled TU.

[Guyatthebeach]

Congratulations on the approval!

Guyatthebeach

[Anonymous]

Yup have fun op. Congrats by the way 

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@jayjayhawaii wrote:

I didn't see the Apple Card option in my iPhone wallet, so I tried updating to iOS 12.4 and it showed up.

I don't actually need this card - Just like I don't really need any of my other Apple gadgets.

So I apped just for fun.

Instantly approved for $2,500 at 23.99% APR.

No inquiries have showed up yet, but my scores are in the 670 - 690 range.

AAoA = 16 months. 27% utilization, 6 inquiries in the past year, and 7 new accounts.

No baddies on TU - EX and EQ both have one baddie from 3 years ago.

---

[HighAchiever]

Congratulations on the approval!!!   

[jayjayhawaii]

Thanks!

The card came in a nice FedEx envelope today. Took a week. Still hasn't showed up on my credit report.

It's beautiful, and I love the titanium.

Compared to my metal Amex card, the Apple makes a much more impactful sound when you slam it on the table/counter. Has nicer weight to it as well.

Forget perks, APR and SL. We all know what matters 

Now I go garden some more.