Apple Card Approval with BK7

[Anonymous]

So excited to finally get to post this!

Every 30 days I app for the Apple Card knowing I am not going to get approved since my BK7 discharge is less than 3 years old, but today was the day! This time, instead of getting the denial right away, it said it was under review. Figured that was still a no, but 5 minutes later I got the alert on my phone that I was approved!

Approved SL $500 (2nd lowest of my CL's behind my measly $300 with C1 Plat)

Fako Credit Karma score for TU is 633 (this is why I am even more surprised honestly considering this score is usually higher than FICO) EX FICO is showing 654

Credit utilization is showing 48% this month but it's actually lower as I don't carry balances on any of my cards except $1000 on one card. I didn't get my payoffs this month before my statements hit. Typically under 20%

BK7 Discharge was February 2019 (2 years 3 months!)

My husband also has the Apple Card so we are excited about combining them when they launch Family Sharing with his higher limit to use as a partial daily driver. Unfortunatly it won't be our only daily driver as my husband doesn't have an iPhone and many of the places we shop at don't take Apple Pay. But between the Quicksilver and this, I am excited to finally have a 2% card to compliment the QS. Also that fancy titanium card!

[AllZero]

Congratulations on your approval!

[Jordan23ww]

Congratulations on your approval!  

[CreditAggie]

Congratulations on your Apple Card approval! Use the card and you won't be at that $500 SL for long. 

[gdale6]

Grats on your new Apple card!!

[Anonymous]

Congrats on your Apple Card approval 🎉 

[Golf-and-Credit]

Nice job! Congrats on the Apple Card approval!!

[M_Smart007]

Congratulations on your Apple approval!

[Anonymous]

Congrats on your approval and enjoy your new Apple card. 

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[chalupaman]

Fantastic! I hope you enjoy that new card and let it grow.