So I debated even doing this app right now because I literally just pulled the trigger on 3CLI's that required HP & they haven't reported the higher CL yet, BUT I just couldn't help myself. I assume my larger amount of new cards has had an impact on the CL (5 in less than 1yr). INQ's are high on all but TU report also, debt-to-income is low, highest debt-to-balance card is reporting at 49% with only about 2-3 reporting a balance but under 10% of credit line. BK back in 2015, missed payment 1.5yrs ago, paid collection just over 1yr ago.
SL: $4,500
APR: somewhere in the 20% region, I don't remember. (I PIF so it makes no difference to me)
HP or SP: no clue, as of yet I haven't received a notification whether my credit was pulled or not (normally I get notified almost immediately)
Nice, congrats!
Some folks with BK and/or ‘recent’ late payments have gotten declined. Clearly their definition of late is anywhere from 6 mos to 4 years based on what posters have indicated here!
Enjoy
Some folks with BK and/or ‘recent’ late payments have gotten declined. Clearly their definition of late is anywhere from 6 mos to 4 years based on what posters have indicated here!
Enjoy
It’s only a soft pull initially. If you accept the offer then it’s a hard pull on TU!
@Anonymous wrote:
Congrats i got a invite a few days ago so i ordered a iphone and set it up but nothing in wallet so far .i hope i dif it right setting up the iphonr
I received an email prior to applying. Apparently I used a different email to be notified about the card that wasn’t my AppleID. Make sure the email used to be notified is the same as the AppleID email otherwise they need to send a new invite.