cancel
Showing results for 
Search instead for 
Did you mean: 

Apple Card Approval

tag
AlanGJP
Established Contributor

Apple Card Approval

Approved for $4k @ 21.99% APR with a 713 FICO, $95k income (now closer to 130k, but reported 95k anyway) no baddies. (Last was removed today)

 

For context: Apple would not touch me until it dropped off. "Recent late payment" always being the reason despite the last payment being nearly 7 years ago. Oh well...

 

I could have waited another month as I did a balance transfer to my BBVA (~$3500) which is now paid off, but not reported. But honestly the Apple card isn't in my top 3, but in my top 5 for sure. So pulled the trigger.

 

I needed something for the final baddie dropping off. Smiley Wink Feels good.

Personal Cards:
Business Cards:
Closed Cards:
Data Points:
Last Updated: 2023/11/09
Message 1 of 19
18 REPLIES 18
kittycreditmeow
Frequent Contributor

Re: Apple Card Approval

FE706124-A4E0-4869-B425-FF0E7816174E.jpeg

 

Message 2 of 19
Anonymous
Not applicable

Re: Apple Card Approval

Nice congrats
Message 3 of 19
CreditMagic7
Mega Contributor

Re: Apple Card Approval

Congratulations on your Apple Approval!!

Message 4 of 19
M_Smart007
Legendary Contributor

Re: Apple Card Approval

Congratulations on your approval! ...

Message 5 of 19
Mr_Mojo_Risin
Senior Contributor

Re: Apple Card Approval

Congrats on getting through the 7 year grind of baddies, it drags. Lol

Really nice Apple approval, enjoy it!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 6 of 19
gdale6
Moderator Emeritus

Re: Apple Card Approval

Grats on your Apple card approval Smiley Happy

Message 7 of 19
AllZero
Mega Contributor

Re: Apple Card Approval

Congratulations on your approval!
Message 8 of 19
HindSight_20_20
Frequent Contributor

Re: Apple Card Approval

Congrats on the new Apple 🍎 card! 

They wouldn't touch you until your final late payment was gone 😯 wow!! 

 

Well you did it, you outlasted the 'denial button' and got a nice win!

 

Nothing like a clean file! Congrats on that also.


Goal Score: EX 700|TU 700|EQ700

Take the myFICO Fitness Challenge



HiltonHonors AMEX 2K | Amazon Store CC $800 | Bed Bath & Beyond 2K | Lowes CC 11K | Cap 1 Secured $500 | Cap 1 Plat $300 | Cap 1 Savor 1K |Citi Secured $200 | Target $500 | Kohl's $1K | Truist Cashback 4.5K | Penfed Power Cash Back 3.5K |Apple Pay CC 3K | Venmo Sig Visa 7.5K | SECU 13.5K | Bragg Mutual FCU 10K | Best Buy Citi Visa $2.5K | DiscoverIT CB 11.5K
Message 9 of 19
CreditAggie
Community Leader
Super Contributor

Re: Apple Card Approval

Congratulations on your clean reports and Apple Card approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 10 of 19
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.