Apple Card Approval

paco77 · ‎06-18-2021

Seen a lot of posts about people trying to get in with Apple so thought this might help out. Coming out of a year long rebuild process myself, scores had dipped down to 540.

Applied last night since I read that they let you know what you are approved for before going through with the app, after sending in pics of my DL got a $2k immediate approval. Obviously requested the beautiful titanium Apple Card as well.

They pulled Transunion only (have not gotten any other alerts) TU-Fico Score 8 631. TU Fico Bankcard Score 8 -635. Might be my low UTI at 4% total credit available over 14k, also high income.

KingRue8500 · ‎06-18-2021

Congrats on your Apple Card approval

CreditAggie · ‎06-18-2021

Congratulations on your Apple Card approval!

Current Cards (in order of approval):

Current FICO 8 | 9:

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

MrDFinance · ‎06-18-2021

Congrats .....I'm glad Apple has been able to make Barclays a little more flexible with their approvals 😃

paco77 · ‎06-18-2021

Its actually through Goldman Sachs.

Elpadrino1 · ‎06-18-2021

Congratulations on your approval!!

babygirl1256 · ‎06-18-2021

Congrats on your Apple Card approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850

Mr_Mojo_Risin · ‎06-18-2021

Cool news for you! Congrats on your new card. Cheers!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL

FalconSteve · ‎06-18-2021

Congrats!

I believe they still pull TU exculsively.

1/8/17 Discover $18300 CL- $1k SL- AU, no longer on reports b/c of error (wife's card)
1/26/20 AmEx Cash Magnet $35k CL (wife's card)
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $17,400 CL, $2900 SL- AU- (wife's card)
3/8/20 Wells Fargo Propel AmEx $5000 CL (AU, wife's card, not on CR b/c I was temporarily removed as an AU)
3/9/20 BB&T/Truist Rewards $11k SL- AU, not on reports- impulse app (wife's card)
3/21/20 REDcard MasterCard (TD Bank) $2500 SL, $6000 CL
11/24/20 AmEx Cash Magnet $10k SL, CLI after 36hr to $20k- $35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $10k CL, SL $6k SL AU, wife
8/15/22 Chase freedom $10.3k wife (not an AU yet)

Credit Scores for both of us around 800, depending on what you pull & balances. All PIF, frequently before statement close

MrDFinance · ‎06-18-2021

@paco77 wrote:
Its actually through Goldman Sachs.

Thanks for the correction...my wires are crossed lol

Apple Card Approval

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