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Apple Card Approval

ZeroQuest
Regular Contributor

Apple Card Approval

Approved for $4k @ 21.99% APR with a 713 FICO, $95k income (now closer to 130k, but reported 95k anyway) no baddies. (Last was removed today)

 

For context: Apple would not touch me until it dropped off. "Recent late payment" always being the reason despite the last payment being nearly 7 years ago. Oh well...

 

I could have waited another month as I did a balance transfer to my BBVA (~$3500) which is now paid off, but not reported. But honestly the Apple card isn't in my top 3, but in my top 5 for sure. So pulled the trigger.

 

I needed something for the final baddie dropping off. Smiley Wink Feels good.


Message 1 of 19
18 REPLIES 18
kittycreditmeow
Frequent Contributor

Re: Apple Card Approval

FE706124-A4E0-4869-B425-FF0E7816174E.jpeg

 

Credit Cards, Loans & Store Cards

Bank and Credit Union Memberships


Available Credit - $10,600
Util: 16%. Inquiries: TU: 43 EX: 31 EQ: 22
Gardening Until: March 28, 2023
AaOA: 1 Year & 6 Months

Fico 8 Scores Current as of March 2021

Fico 8 Scores Post BK

Bankruptcy Discharged: November 1, 2019
Message 2 of 19
Johnnyonespeed
Established Member

Re: Apple Card Approval

Nice congrats
PSECU 20k
BECU 15k
Navy Federal Flagship 19k
Navy Federal Cash Rewards 10k
Capital One Venture 30k
Penfed Pathfinder 10k
Penfed Power Cash 5k
Penfed Platinum Rewards Signature 5k
Dow Chemical Credit Union 2.5k
ELGA Credit Union 2.5k
Penfed Power Cash 17.5k
Discover It 4k
Message 3 of 19
CreditMagic7
Super Contributor

Re: Apple Card Approval

Congratulations on your Apple Approval!!

Message 4 of 19
M_Smart007
Epic Contributor

Re: Apple Card Approval

Congratulations on your approval! ...

Message 5 of 19
Mr_Mojo_Risin
Senior Contributor

Re: Apple Card Approval

Congrats on getting through the 7 year grind of baddies, it drags. Lol

Really nice Apple approval, enjoy it!

NFCU More Rewards 28K CL
AODFCU Visa Signature 5K CL
Citi Custom Cash 4.5K
NFCU Cash Rewards 8K
Discover IT 2K
Cap 1 600
NFCU auto loan
Message 6 of 19
gdale6
Moderator

Re: Apple Card Approval

Grats on your Apple card approval Smiley Happy

Message 7 of 19
AllZero
Mega Contributor

Re: Apple Card Approval

Congratulations on your approval!
Message 8 of 19
HindSight_20_20
Frequent Contributor

Re: Apple Card Approval

Congrats on the new Apple 🍎 card! 

They wouldn't touch you until your final late payment was gone 😯 wow!! 

 

Well you did it, you outlasted the 'denial button' and got a nice win!

 

Nothing like a clean file! Congrats on that also.


Goal Score: EX 700|TU 700|EQ700

Take the myFICO Fitness Challenge



Message 9 of 19
CreditAggie
Senior Contributor

Re: Apple Card Approval

Congratulations on your clean reports and Apple Card approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 10 of 19
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