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Apple Card Approved FINALLY!!! <2 Years Post BK

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Anonymous
Not applicable

Apple Card Approved FINALLY!!! <2 Years Post BK

I've been trying for this card pretty much weekly for the past 5+ months and always received the "we're sorry" instant decision. Late last night (around 1am) I decided to try the ACT, put a MacBook Air and some accessories in my cart, total was $1257 and some change. Did the SP app and it spun (for what seemed like forever!) and I got the "under review" message. I've never received that before so I was somewhat hopeful, but with my BK discharge less than 2 years ago (filed 8/2019, discharged 11/2019) I wasn't getting my hopes too high lol. I figured it was probably during some system maintenance or something and I would get my usual denial email shortly. 😄

Checked my email this afternoon and nothing, hmm. I guess my notifications are hidden or something, swiped down and saw a notification  that my application was approved click here to accept my offer! Omg, this must be a mistake! Lol

Approved $1250 SL, highest APR @ 21.99% but I almost always PIF so I'm not worried about that. Just glad to finally get my hands on one of those pretty little cards! 😄

 

Also, thought it was kind of funny that it was approved just $7 shy of my cart total. Makes me wonder if I had added more if I would have gotten a higher SL. Nonetheless I am super excited!

Message 1 of 11
10 REPLIES 10
Total80sKid
Senior Contributor

Re: Apple Card Approved FINALLY!!! <2 Years Post BK

Fantastic!

 

Congrats on your Apple Card approval 👍🏼

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Message 2 of 11
Papa_Bear
Frequent Contributor

Re: Apple Card Approved FINALLY!!! <2 Years Post BK

Congratulations on the approval!




Message 3 of 11
gdale6
Moderator Emeritus

Re: Apple Card Approved FINALLY!!! <2 Years Post BK

Grats on finally getting your Apple card approved Smiley Happy

Message 4 of 11
firefox100
Valued Contributor

Re: Apple Card Approved FINALLY!!! <2 Years Post BK

That is great and Congratulations.

Message 5 of 11
Mr_Mojo_Risin
Senior Contributor

Re: Apple Card Approved FINALLY!!! <2 Years Post BK

That's really good to hear!

Enjoy your new Apple card, congratulations!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 6 of 11
GrainFan
New Contributor

Re: Apple Card Approved FINALLY!!! <2 Years Post BK

Congrats on the approval! Hope you get some good use out of the card!





Message 7 of 11
FalconSteve
Valued Contributor

Re: Apple Card Approved FINALLY!!! <2 Years Post BK

Congrats!

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL
Message 8 of 11
pc01user
Frequent Contributor

Re: Apple Card Approved FINALLY!!! <2 Years Post BK

Wonderful surprise! Enjoy the card and purchases!

Message 9 of 11
CreditAggie
Community Leader
Super Contributor

Re: Apple Card Approved FINALLY!!! <2 Years Post BK

Congratulations on your Apple Card approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 10 of 11
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