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So I got the card back in March and tried asking for a CLI after heavy speading and PIF for 90 days. I was denied at my 91 day mark due to "One or more of your recent Apple Card payments has failed" which was really annoying because I accidently used my savings account instead of checkings account for a payment and my bank reversed the payment (depsite having funds available) and I continued to get denied for CLI and eventually my utilization started getting a little out of control and my FICO dropped so it's been a struggle..
But after paying down all my balances and getting my utilization under control I finally got instant approval for CLI!
Starting CLI: $1250
New CL: $3250
Ι was expecting a denial but was shocked to finally be approved!
Some DPs incase anyone is wondering:
Good luck to everyone else that's trying to get a CLI (hoping to keep growing with this card!)
Current Stats:
03/2021 | EX | TU | EQ |
FICO8 | |||
(01/2020) | |||
INQ (24mo) | 8 | 7 | 5 |
INQ (12mo) | 7 | 7 | 5 |
AAoA | 4y 2mo | 4y 2mo | 4y 2mo |
AoYA | 2 mo | 2 mo | 2 mo |
Personal Revolvers:
Credit Limit | $300 | $2000 | $1000 | $1000 | $1250 |
Age | 4y 4mo | 2 mo | 1 mo | 1 mo | N/A |
Utilization | 0% | 11% | N/A | N/A | N/A |
Always a nice shock, congrats!
Persistence for the win! Congratulations!
Congratulations on your Apple Card CLI!! Thanks for the DP's.
Congratulations on your Apple Card CLI!
Congratulations on your Apple CLI! Hoping to apply for one for myself soon! Currently at a $2k limit.
Congratulations on your Apple Card account CLI!
Congratulations for your Apple Card CLI
Excellent CLI, @bicboiOD, and really appreciate the data points!
This is a great example of how heavier spending (1x or more of the current CL) on the Apple card often yields a very high CLI relative to the current limit!
Enjoy and good luck with further growth!
Grats on your Apple move up