Apple Card CLI Approval!

RotaryP7 · ‎05-06-2021

So I made a thread on here about 30 days ago about my (first 90 days) Apple Card CLI denial. I decided to ask for a CLI again today and they actually increased it! From $350 to $1,500. For those wondering, my first denial reason was, the "recently past due" remark. Which as I stated, I haven't had a late payment for over 2 years. I usually always pay off my Apple Card instantly. I never leave a balance. And if I do, I usually pay it off a few days after. So, even if they deny you, keep requesting, you never know.

Anonymous · ‎05-06-2021

@RotaryP7 wrote:
... they actually increased it! From $350 to $1,500.

That's a healthy increase -- Congratulations!

designated_knitter · ‎05-06-2021

Congratulations! You are now my role model!

You're experience also shows that you don't need to have a balance report in order to "get credit" ( no pun intended) for the spend!

Might I ask what your spend has been since you got the card?

Started Over Again after Cap1 Death Penalty:
06/15/2019:

03/02/2021:

04/06/2021:

05/28/2021:

Lesson Learned: DON'T POKE THE BEAR!!! THE BEAR WILL WIN!!!

gdale6 · ‎05-06-2021

Excellent, grats on getting the increase!!

blindambition · ‎05-06-2021

Congrats on the very nice CLI!!! It's raining fruit!! 🍎 🍏 🍎 🍏

designated_knitter · ‎05-06-2021

@blindambition wrote:
Congrats on the very nice CLI!!! It's raining fruit!! 🍎 🍏 🍎 🍏

I'm waiting for a Nectarine card, then.... ummmmm Nectarines!

Started Over Again after Cap1 Death Penalty:
06/15/2019:

03/02/2021:

04/06/2021:

05/28/2021:

Lesson Learned: DON'T POKE THE BEAR!!! THE BEAR WILL WIN!!!

M_Smart007 · ‎05-06-2021

Congratulations on your CLI !

cmm89 · ‎05-06-2021

Grats on the approval! Math could be slightly off here but that's a 328% increase... not bad for a day's work!

What I use (& strongly recommend): Chase Sapphire Reserve | BofA/ML (Premium Rewards VS, Cash Rewards VS, Merrill+ VS) | AmEx (Amazon Prime Business)

What I have: NFCU | PenFed | General Electric CU | Wright Patt CU | Discover | BBVA | Apple Card (GS)

Total CL with Bank of America = $100,000 (Platinum Honors Merrill Client). I am a CERTIFIED FINANCIAL PLANNER™ practitioner, so feel free to message me if you have any planning/credit questions.

EQ 759, EX 765, TU 771 (06/10/2022)

I started with scores in the 400s in 2016. This forum is a Godsend--focus on the journey, be patient, and you'll definitely get there no matter the circumstances!

CreditAggie · ‎05-06-2021

Congratulations on your Apple Card CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

AllZero · ‎05-06-2021

Congratulations on your CLI!