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Apple Card CLI Approval!

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manbuckets
Regular Contributor

Re: Apple Card CLI Approval!

Congrats on your CLI!

Current Cards/Loans:
Future Cards:
Message 11 of 23
Total80sKid
Senior Contributor

Re: Apple Card CLI Approval!

Congrats on that phat Apple CLI!

 

551D20A7-81D2-4B6C-84DD-7A6E58FED7F5.gif

 

Message 12 of 23
RotaryP7
Valued Member

Re: Apple Card CLI Approval!


@designated_knitter wrote:

Congratulations!  You are now my role model!  

You're experience also shows that you don't need to have a balance report in order to "get credit" ( no pun intended) for the spend!

 

Might I ask what your spend has been since you got the card?


Haha, thank you. When I got the card in January my limit was only $350. It sucked but I intended in using the card a lot to see if they'd increase it in 90 days. So I averaged around $1,000 every month, basically maxing it out, but paying it off right when the transactions post. I was denied after 90 days and barely used the card in April because of that. And yesterday I was like, let me try again. It can't hurt. Smiley Happy

 

And yeah, I've read on here before the balance report is a lie.

Chase Freedom Unlimited $1K | Chase Freedom Flex $500 | Capital One Quicksilver $3.3K | Capital One SavorOne $1K | Discover IT $9K | AMEX BCE $1K | Apple Card $1.5K | AMEX ED $1K
Current FICO 8: EQ: 691 TU: 692 EX: 691
Message 13 of 23
designated_knitter
Established Contributor

Re: Apple Card CLI Approval!

Thanks for the additional information and once again, congratulations!

Started Over Again after Cap1 Death Penalty:
06/15/2019:
03/02/2021:
04/06/2021:
05/28/2021:
Lesson Learned: DON'T POKE THE BEAR!!! THE BEAR WILL WIN!!!
Message 14 of 23
Anonymous
Not applicable

Re: Apple Card CLI Approval!


@RotaryP7 wrote:

So I made a thread on here about 30 days ago about my (first 90 days) Apple Card CLI denial. I decided to ask for a CLI again today and they actually increased it! From $350 to $1,500. For those wondering, my first denial reason was, the "recently past due" remark. Which as I stated, I haven't had a late payment for over 2 years. I usually always pay off my Apple Card instantly. I never leave a balance. And if I do, I usually pay it off a few days after. So, even if they deny you, keep requesting, you never know.


Congratulations on your Apple 🍎 CLI! Nicely played. Yes! Ask again. When they're SP's it can't hurt, whatever the outcome! 

Message 15 of 23
Ficoproblems247
Valued Contributor

Re: Apple Card CLI Approval!

See, I told you GS would come around! Nice work waiting it out and continuing to put spend through the card. I'm glad things are starting to look up! Smiley Happy





FICO 8 Sep '23 EX 755 EQ 765 TU 739
TCL $199,800
Message 16 of 23
Anonymous
Not applicable

Re: Apple Card CLI Approval!

Don't stop til you get enough come on!

 

Congrats on your CLI! Smiley Happy

Message 17 of 23
tbque
Valued Contributor

Re: Apple Card CLI Approval!

Congrats on your Apple Card CLI!






Message 18 of 23
mrcraft
Valued Contributor

Re: Apple Card CLI Approval!

Congratulations on your CLI!!



Message 19 of 23
babygirl1256
Senior Contributor

Re: Apple Card CLI Approval!

Congrats on your Apple Card CLI approval . . . it's ok to take baby steps . . . I certainly have! Best wishes and continued success to you.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 20 of 23
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