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Not quite the highest but damm thats outstanding for you. Congradulations!!! I read on Reddit about someone who said they got 50k last year.
Congratulations 🎊 🎉 🎈 🍾
Your CLI is equal to my actual Apple card limit.... smh.
OP,
@Aim_High will have some questions for you.
Congrats! ..
@NoMoreE46 wrote:Your CLI is equal to my actual Apple card limit.... smh.
OP,
@Aim_High will have some questions for you.
" @Aim_High will have some questions for you."
Nice!
Super congrats...I decided to try my luck with them on my 30k line but only got +5K....better then nothing!
Congrats @DoctorLoomis awesome CL..
@CreditAggiethe highest limit on Apple card is 50K . Raj and very few members got it back in 2019
Congratulations on your CLI!! Impressive credit line on this card.
@M_Smart007 wrote:
@NoMoreE46 wrote:Your CLI is equal to my actual Apple card limit.... smh.
@Aim_High will have some questions for you.
" @Aim_High will have some questions for you."
@DoctorLoomis congratulations on an awesome CLI with your Apple card! That's fantastic! While we did see some limits as high (or higher) at approval, that is by far the largest CLI I have seen posted on a SL which was already so high! Very well done!
Now, down to business as my friends @NoMoreE46 and @M_Smart007 predicted (thanks for the tags, guys!) ... some additonal data points would definitely be much appreciated!
If you don't know my connection to Apple Card, I was analyzing and tracking the CLI's on Apple card on this thread*. At least early in the approval process, it appeared that pretty heavy use of existing credit limit was necessary to get an increase from Goldman Sachs. Odds of success seemed to strongly favor the lower starting limits since it is much easier for most people to put a relatively heavy spend (as a percentage of credit limit) than it is for those with higher limits. The minimum spend range required to get an increase of any kind seemed to be starting around 25% of existing CL over about the previous 3-4 months. Most users reported using 25% to 50% of CL. It appeared the larger use of existing CL, the higher the relative increase. In the past few months, however, I've seen some much lower CLIs where users did not report particularly heavy spend.
Using my hypothesis, you would have needed to spend about $7500 (25% of $30K) over a few months, so maybe $2500 per month on average at a minimum. To get a $10K CLI, I'm guessing it may have been even more than that. Any spend data you could post regarding the previous six months would be helpful and much appreciated!
I'm also wondering if you had a major shift in reported income, reported debt, or credit score since getting approved for the card.
Finally, how much of your spending was in the Apple Store or for Apple products, how much was with Apple Pay, and how much with the physical credit card, since we have wondered if any of those somehow was included in targeting customers for CLI.
Thanks in advance for whatever information you're willing to share!