Apple Card CLI; complaint success

Dumbee · ‎03-30-2020

Apple Card CLI denied for:

The proportion of your credit limit you have used and paid is not sufficient

Messaged them on app and called, said why I get this denial reason I'm PIF. The CSR submit complaint from me 2x, one time when I contacted through iMessage and another when I called.

Received call this morning from another CSR and they said there was a problem when I requested it and it's fixed now so I should put another CLI request.

Then instant approved for 250 -> 500 new CL, never give up

Personal/40.15K Biz/23K POT/17K

M_Smart007 · ‎03-30-2020

Congrats!..

19eighty5 · ‎03-30-2020

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

corpcrmgr · ‎03-30-2020

Congratulations! Good for you for following up!!

CS1974 · ‎03-30-2020

Congratulations . Persistence pays off!

July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900

AllZero · ‎03-30-2020

Congratulations on your CLI!

angelwingz · ‎03-30-2020

Congratulations on your CLI! 👍

My Cards:

CapOne Walmart Rewards MC | Limit $1,500

Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.

myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698

newfossil · ‎03-31-2020

Congratulations!

Starting score - May 2018

April 2021

AAoA - 1 year 6 months

Meanmchine · ‎03-31-2020

Congrats !

3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>2/2023 EX 850 EQ 850 TU 850 (F8)

Openwater · ‎03-31-2020

Congrats, don't take any guff from the Apple guys! Persistence pays!

Discover 22K ---------------------------- Credit Union MC 12K
Cap1 QS 10K ---------------------------- Barclay 3.4K
AMEX Blue Cash AU 15.5K ------ Barclay Apple AU 10K
AMEX BCP 22K
2 Installment loans:
Auto 15K / 39K ---------- Auto 28K / 39K
Vantage 3.0: TU:738 EQ: 737 03-17-2020
Ch. 7 DC 12/2014

Apple Card CLI; complaint success

Re: Apple Card CLI; complaint success

Re: Apple Card CLI; complaint success

Re: Apple Card CLI; complaint success

Re: Apple Card CLI; complaint success

Re: Apple Card CLI; complaint success

Re: Apple Card CLI; complaint success

Re: Apple Card CLI; complaint success

Re: Apple Card CLI; complaint success

Re: Apple Card CLI; complaint success