Apple Card and NFCU CLIs

nuohlac · ‎04-01-2020

Congrats on your CLI's!!!

CreditCuriosity · ‎04-01-2020

@Anonymous wrote:
@CreditCuriosity wrote:
Appears Apple is loosening up on their CLI's recently. Congrats.. Assume it is still a SP on TU? What was your 09 score or did it mention it?
It's still a SP. They didn't give me my score but if you look at EQ9 at 783 with my BK on there, I can't imagine TU9 not being somewhat higher.

Gotta ask did you have your TU frooze when you asked or not? Reason I am asking is i close on my refi tomorrow and can't afford to have a hp on tu to mess things up also reports are all open incase they need to do another SP prior to closing so no way do i want to take a chance persay. probably just wait until next wed when it funds after it funds to even bother asking. my tu09 i beileve is approx 835.

19eighty5 · ‎04-01-2020

Congratulations on your CLIs!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

NoMoreE46 · ‎04-01-2020

Tres nice!

Seems like April 1 has been a good day for a lot of MF'ers getting increases.

Anonymous · ‎04-01-2020

@CreditCuriosity wrote:
@Anonymous wrote:
@CreditCuriosity wrote:
Appears Apple is loosening up on their CLI's recently. Congrats.. Assume it is still a SP on TU? What was your 09 score or did it mention it?
It's still a SP. They didn't give me my score but if you look at EQ9 at 783 with my BK on there, I can't imagine TU9 not being somewhat higher.
Gotta ask did you have your TU frooze when you asked or not? Reason I am asking is i close on my refi tomorrow and can't afford to have a hp on tu to mess things up also reports are all open incase they need to do another SP prior to closing so no way do i want to take a chance persay. probably just wait until next wed when it funds after it funds to even bother asking. my tu09 i beileve is approx 835.

No I haven't had any of my reports frozen since like December after TransUnion scared me by not letting me log in. Absolutely no HP and they will tell you that if you ask them.