Apple Card app-Update Approved

[aesl1982]

So the wife appd for the Apple Card last night, the system came back said we can reevaluate using your history with Apple and card on file. So we hit yes. Then said Goldman will call within 24hrs due to fraud alert. They called about 20 mins ago to verify it was her that appd. Then said you will see your results shortly in your wallet. And if we ever need anything just call. Wondering if anyone ever went through this and how long it took to find out?

[Anonymous]

Backk when you had to use USPS to submit an application..... Just sit tight and check the wallet for a new addition.

[aesl1982]

Guess the positive is it wasn’t an instant denial lol. We just closed in our house yesterday but Lowe’s no go, Amazon $500. Home Depot no go. All her scores are 690’s. But her age is only 1 year 1 month average. Guess we be paying cash for awhile lol

[Anonymous]

Or targeting the wrong options.

Clsoing on a house also doesn't mean you have to go apply for 5 cards either.  Most just are looking to combine the HP's surrounding a purchase.  If it's not the right time to be applying then it's just not the right time.

690's on a mortgage scale is totally diffrent than a F8/F9 scale as things are weighted differently between the models.  The mortgage should boost her scores a bit by adding an installment loan to the mix by 20-30 points or so.  Just give her 6-12 months to matue more w/ the cards she has and the doors will open slowly to new options.

Amazon store will be the first target to boost through Credit Solutions 877-379-8175.  Ask for 25K and let them counter.

Apple might still be an approval... with a flurry of activity though it's good to go pending for verification reasons.

[aesl1982]

Yah we were just trying to get some cards to get stuff for the new house. But it’s all good. That was her Fico 8 all 3 in the 690s. Her mortgage score was 730. Already have an installment for her car. I agree though it’s best to age what she does have then things should open up. Was just interested about the Apple Card as I haven’t seen this process before.

[Anonymous]

Apple via GS is new and they're still working out the kinks in the processes.  I'm kind of surprised on how they rolled things out w/o really given it a test run and confirmed reporting on new accounts in addtion to the SP approval that should translate into a  HP after accepting it.  Then again It's APPLE related and they like to be different about things such as just a plain card w/o any info on it on the physical version.  

I wouldn't put much thought into the delay though based on the info provided.  Might not be the best terms but it sounds like an approval to me.

[aesl1982]

Okay well new update, she called back and said we haven’t seen anything. He said it is approved. We just have to wait for the terms and conditions and accept them and then we will know the starting limit lol.

[Anonymous]

BINGO!

[M_Smart007]

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@aesl1982 wrote:
Okay well new update, she called back and said we haven’t seen anything. He said it is approved. We just have to wait for the terms and conditions and accept them and then we will know the starting limit lol.

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Congrats on yer approval

[AllZero]

Congratulations on DW approval!