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Apple Card approval - $15k @ 12.99% APR

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DJRobbieD
Regular Contributor

Apple Card approval - $15k @ 12.99% APR

Easy process. The Wallet app did require me to take snapshots of my DL for identity verification.  Initally ran the application with my TU report locked, but got a friendly message to unlock my report and try again. I did so and couple minutes later, approved.

 

Added bonus? I may have gotten away with avoiding a HP on my TU report.  Goldman Sachs tried a HP about 3 hours after getting approved in the Wallet app, but I had already re-locked my TU report, so the HP failed.  I immediately contacted Apple support to see if this would be an issue, but they said everything looked fine on their end (though I'm not sure the rep fully understood my situation as they tried to refer me to TU for additional help). I was even able to use the Apple Card last night for an Apple Pay purchase, so 'so far so good'. We'll see in the coming days if Goldman comes back looking to try the HP again, freezes my card, or something.  I'll post an update at some point.


TCL: $397.4k
Message 1 of 15
14 REPLIES 14
AverageJoesCredit
Legendary Contributor

Re: Apple Card approval - $15k @ 12.99% APR

CongratsSmiley Happy That hp is comingSmiley Wink
Message 2 of 15
SFLSpotter9210
Valued Contributor

Re: Apple Card approval - $15k @ 12.99% APR

Congratulations on your approval. Hopefully it remains a SP approval. When did you send them a notice that you were interested in the card? I don’t recall if I signed up to be notified when it was announced. But sent them my ICloud email address a few days ago. Enjoy your new card.
NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 9,400 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay Apple1k | Citi Rewards+ 12,100 | Citi Double Cash 14,800 | Citi Simplicity 7,000 | PNC Core VISA 22,500 | USAA AMEX 10,000 | Discover 17,000 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 6,000 | Chevron 2,500 | Fico 8 Scores EQ=757 | EX=760 | TU=771scores and CL current as of 08/22/22 AAoA years 6 months | AoOA=18yrs
Message 3 of 15
DJRobbieD
Regular Contributor

Re: Apple Card approval - $15k @ 12.99% APR

Thanks! I can't wait to get the shiny new titanium card in the mail Smiley Very Happy

 

I signed up to be notified the day Apple announced the card, but I've also seen some folks here say they got the invitation after signing up just a couple days ago, so I don't think Apple is doing 'first come, first serve' with the invitations. I hope you get yours soon!

 

 


TCL: $397.4k
Message 4 of 15
SFLSpotter9210
Valued Contributor

Re: Apple Card approval - $15k @ 12.99% APR

Thanks for your intel.
NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 9,400 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay Apple1k | Citi Rewards+ 12,100 | Citi Double Cash 14,800 | Citi Simplicity 7,000 | PNC Core VISA 22,500 | USAA AMEX 10,000 | Discover 17,000 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 6,000 | Chevron 2,500 | Fico 8 Scores EQ=757 | EX=760 | TU=771scores and CL current as of 08/22/22 AAoA years 6 months | AoOA=18yrs
Message 5 of 15
Vu
Frequent Contributor

Re: Apple Card approval - $15k @ 12.99% APR

Congratulations on the approval.  Great SL and APR.



Message 6 of 15
Anonymous
Not applicable

Re: Apple Card approval - $15k @ 12.99% APR

Congrats on your new Apple Card! Smiley Happy

Message 7 of 15
crys12065
Established Contributor

Re: Apple Card approval - $15k @ 12.99% APR

Congrats! Thats a great SL and APR!




In the garden until 2020
Message 8 of 15
mikesonthemend
Valued Contributor

Re: Apple Card approval - $15k @ 12.99% APR


@DJRobbieD wrote:

Easy process. The Wallet app did require me to take snapshots of my DL for identity verification.  Initally ran the application with my TU report locked, but got a friendly message to unlock my report and try again. I did so and couple minutes later, approved.

 

Added bonus? I may have gotten away with avoiding a HP on my TU report.  Goldman Sachs tried a HP about 3 hours after getting approved in the Wallet app, but I had already re-locked my TU report, so the HP failed.  I immediately contacted Apple support to see if this would be an issue, but they said everything looked fine on their end (though I'm not sure the rep fully understood my situation as they tried to refer me to TU for additional help). I was even able to use the Apple Card last night for an Apple Pay purchase, so 'so far so good'. We'll see in the coming days if Goldman comes back looking to try the HP again, freezes my card, or something.  I'll post an update at some point.


Bam! Bam! Grand Slam!Bam! Bam! Grand Slam!




Living through Darwinism is so much worse than learning about about it in school.
Message 9 of 15
Gotham-
Frequent Contributor

Re: Apple Card approval - $15k @ 12.99% APR

Congratulations 🍾🎈🎊 🎉 🍏🍏🍏🍏🍏🍏💵💴🎁
2018 Dec Starting Score: 700
Current Score: 778
Achieved Goal Score 2020: 800

Take the myFICO Fitness Challenge

Message 10 of 15
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