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Apple Card approval - $15k @ 12.99% APR

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Valued Member

Apple Card approval - $15k @ 12.99% APR

Easy process. The Wallet app did require me to take snapshots of my DL for identity verification.  Initally ran the application with my TU report locked, but got a friendly message to unlock my report and try again. I did so and couple minutes later, approved.

 

Added bonus? I may have gotten away with avoiding a HP on my TU report.  Goldman Sachs tried a HP about 3 hours after getting approved in the Wallet app, but I had already re-locked my TU report, so the HP failed.  I immediately contacted Apple support to see if this would be an issue, but they said everything looked fine on their end (though I'm not sure the rep fully understood my situation as they tried to refer me to TU for additional help). I was even able to use the Apple Card last night for an Apple Pay purchase, so 'so far so good'. We'll see in the coming days if Goldman comes back looking to try the HP again, freezes my card, or something.  I'll post an update at some point.

CSR $41k (AU) || CFU $40k || HVCU Plat $30k || NFCU Plat $20k || Apple Card $15k || CIP $12k || Blue Nile $10.5k || CF $6.5k || Kay Jewelers $6k || Target $3k (AU)

***DPs as of 8/7/20***
FICO 8's: EX827 / EQ833 / TU839
AoOA: 17.0 yrs, AAoA: 6.7 yrs
New Accts: 0/30, 0/6, 2/12, 4/24
INQ: EX 5 / EQ 3 / TU 3
Income: $350k, TCL: $184k, UT: 3%
Message 1 of 15
14 REPLIES 14
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Community Leader
Mega Contributor

Re: Apple Card approval - $15k @ 12.99% APR

CongratsSmiley Happy That hp is comingSmiley Wink
Message 2 of 15
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Established Contributor

Re: Apple Card approval - $15k @ 12.99% APR

Congratulations on your approval. Hopefully it remains a SP approval. When did you send them a notice that you were interested in the card? I don’t recall if I signed up to be notified when it was announced. But sent them my ICloud email address a few days ago. Enjoy your new card.
NFCU Flagship 23,900 Penfed PowerCash 8,750 NFCU AMEX Rewards 33,500 NFCU GoRewards 3,000
Capital One Quicksilver 6,300
Lowe’s 6,000
Barclay Apple1k
Citi Rewards+ 9,100
Citi Double Cash 13,300
Citi Simplicity 4,100
PNC Core VISA 12,500
Home Depot 1,000
Discover 10,500
BB&T Rewards 4,500 BB&T Bright Card 4,500 GS Apple 5,500 Chevron 900 Fico 8 Scores EQ=760EX=755 TU=750Scores and CL current as of 05/16/20 AAoA=2years6minths AoOA=17yrs
Message 3 of 15
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Valued Member

Re: Apple Card approval - $15k @ 12.99% APR

Thanks! I can't wait to get the shiny new titanium card in the mail Smiley Very Happy

 

I signed up to be notified the day Apple announced the card, but I've also seen some folks here say they got the invitation after signing up just a couple days ago, so I don't think Apple is doing 'first come, first serve' with the invitations. I hope you get yours soon!

 

 

CSR $41k (AU) || CFU $40k || HVCU Plat $30k || NFCU Plat $20k || Apple Card $15k || CIP $12k || Blue Nile $10.5k || CF $6.5k || Kay Jewelers $6k || Target $3k (AU)

***DPs as of 8/7/20***
FICO 8's: EX827 / EQ833 / TU839
AoOA: 17.0 yrs, AAoA: 6.7 yrs
New Accts: 0/30, 0/6, 2/12, 4/24
INQ: EX 5 / EQ 3 / TU 3
Income: $350k, TCL: $184k, UT: 3%
Message 4 of 15
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Established Contributor

Re: Apple Card approval - $15k @ 12.99% APR

Thanks for your intel.
NFCU Flagship 23,900 Penfed PowerCash 8,750 NFCU AMEX Rewards 33,500 NFCU GoRewards 3,000
Capital One Quicksilver 6,300
Lowe’s 6,000
Barclay Apple1k
Citi Rewards+ 9,100
Citi Double Cash 13,300
Citi Simplicity 4,100
PNC Core VISA 12,500
Home Depot 1,000
Discover 10,500
BB&T Rewards 4,500 BB&T Bright Card 4,500 GS Apple 5,500 Chevron 900 Fico 8 Scores EQ=760EX=755 TU=750Scores and CL current as of 05/16/20 AAoA=2years6minths AoOA=17yrs
Message 5 of 15
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Frequent Contributor

Re: Apple Card approval - $15k @ 12.99% APR

Congratulations on the approval.  Great SL and APR.



Message 6 of 15
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Senior Contributor

Re: Apple Card approval - $15k @ 12.99% APR

Congrats on your new Apple Card! Smiley Happy




Message 7 of 15
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Established Contributor

Re: Apple Card approval - $15k @ 12.99% APR

Congrats! Thats a great SL and APR!




In the garden until 2020
Message 8 of 15
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Valued Contributor

Re: Apple Card approval - $15k @ 12.99% APR


@DJRobbieD wrote:

Easy process. The Wallet app did require me to take snapshots of my DL for identity verification.  Initally ran the application with my TU report locked, but got a friendly message to unlock my report and try again. I did so and couple minutes later, approved.

 

Added bonus? I may have gotten away with avoiding a HP on my TU report.  Goldman Sachs tried a HP about 3 hours after getting approved in the Wallet app, but I had already re-locked my TU report, so the HP failed.  I immediately contacted Apple support to see if this would be an issue, but they said everything looked fine on their end (though I'm not sure the rep fully understood my situation as they tried to refer me to TU for additional help). I was even able to use the Apple Card last night for an Apple Pay purchase, so 'so far so good'. We'll see in the coming days if Goldman comes back looking to try the HP again, freezes my card, or something.  I'll post an update at some point.


Bam! Bam! Grand Slam!Bam! Bam! Grand Slam!




Living through Darwinism is so much worse than learning about about it in school.
Message 9 of 15
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Frequent Contributor

Re: Apple Card approval - $15k @ 12.99% APR

Congratulations 🍾🎈🎊 🎉 🍏🍏🍏🍏🍏🍏💵💴🎁


2018 Dec Starting Score: 700
Current Score: 778
Achieved Goal Score 2020: 800


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