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Apple Card approval - $15k @ 12.99% APR

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Valued Member

Apple Card approval - $15k @ 12.99% APR

Easy process. The Wallet app did require me to take snapshots of my DL for identity verification.  Initally ran the application with my TU report locked, but got a friendly message to unlock my report and try again. I did so and couple minutes later, approved.

 

Added bonus? I may have gotten away with avoiding a HP on my TU report.  Goldman Sachs tried a HP about 3 hours after getting approved in the Wallet app, but I had already re-locked my TU report, so the HP failed.  I immediately contacted Apple support to see if this would be an issue, but they said everything looked fine on their end (though I'm not sure the rep fully understood my situation as they tried to refer me to TU for additional help). I was even able to use the Apple Card last night for an Apple Pay purchase, so 'so far so good'. We'll see in the coming days if Goldman comes back looking to try the HP again, freezes my card, or something.  I'll post an update at some point.

CSR $41k (AU) || CSP $26.5k || CFU $20k || HVFCU Plat $30k || NFCU Plat $20k || Apple Card $15k (not yet reporting) || Blue Nile $6.5k || Kay Jewelers $4k || Target $3k (AU) || Men’s Wearhouse $2k

***DPs as of 10/27/19***
FICO 8's: EX826 / EQ840 / TU834
AoOA: 16.2 yrs, AAoA: 7.2 yrs, UT: 6%
INQ (last 24m): EX 3 / EQ 1 / TU 2
INQ (last 12m): EX 2 / EQ 1 / TU 1
New Accts: 0/30, 3/6, 3/12, 3/24
Income: $330k, TCL: $168k

Next steps: Apply for CIP in Jan 2020 and PC my CSP to CF in July 2020 for the Chase ‘quadfecta’, then garden city until Jan 2022
Message 1 of 15
14 REPLIES 14
Community Leader
Super Contributor

Re: Apple Card approval - $15k @ 12.99% APR

CongratsSmiley Happy That hp is comingSmiley Wink
#ChaseCreditCardHobby Enthusiast
2022
!
Message 2 of 15
Frequent Contributor

Re: Apple Card approval - $15k @ 12.99% APR

Congratulations on your approval. Hopefully it remains a SP approval. When did you send them a notice that you were interested in the card? I don’t recall if I signed up to be notified when it was announced. But sent them my ICloud email address a few days ago. Enjoy your new card.
Capital One Quicksilver 6,300
5/3 Truly Simple 2,300
5/3 Trio 3,200
Barclay Apple 1k
Citi Rewards+ 7,600
Citi Double Cash 10,300
Citi Simplicity 2,500
Home Depot 1,000
Discover 10,500
BB&T Rewards 4,500 BB&T Bright Card 4,500 Fico 8 Scores EQ=715 EX=670 TU=705 Scores and CL current as of 11/15/19 AAoA=7yr6months AoOA=17yrs
Message 3 of 15
Valued Member

Re: Apple Card approval - $15k @ 12.99% APR

Thanks! I can't wait to get the shiny new titanium card in the mail Smiley Very Happy

 

I signed up to be notified the day Apple announced the card, but I've also seen some folks here say they got the invitation after signing up just a couple days ago, so I don't think Apple is doing 'first come, first serve' with the invitations. I hope you get yours soon!

 

 

CSR $41k (AU) || CSP $26.5k || CFU $20k || HVFCU Plat $30k || NFCU Plat $20k || Apple Card $15k (not yet reporting) || Blue Nile $6.5k || Kay Jewelers $4k || Target $3k (AU) || Men’s Wearhouse $2k

***DPs as of 10/27/19***
FICO 8's: EX826 / EQ840 / TU834
AoOA: 16.2 yrs, AAoA: 7.2 yrs, UT: 6%
INQ (last 24m): EX 3 / EQ 1 / TU 2
INQ (last 12m): EX 2 / EQ 1 / TU 1
New Accts: 0/30, 3/6, 3/12, 3/24
Income: $330k, TCL: $168k

Next steps: Apply for CIP in Jan 2020 and PC my CSP to CF in July 2020 for the Chase ‘quadfecta’, then garden city until Jan 2022
Message 4 of 15
Frequent Contributor

Re: Apple Card approval - $15k @ 12.99% APR

Thanks for your intel.
Capital One Quicksilver 6,300
5/3 Truly Simple 2,300
5/3 Trio 3,200
Barclay Apple 1k
Citi Rewards+ 7,600
Citi Double Cash 10,300
Citi Simplicity 2,500
Home Depot 1,000
Discover 10,500
BB&T Rewards 4,500 BB&T Bright Card 4,500 Fico 8 Scores EQ=715 EX=670 TU=705 Scores and CL current as of 11/15/19 AAoA=7yr6months AoOA=17yrs
Message 5 of 15
Regular Contributor

Re: Apple Card approval - $15k @ 12.99% APR

Congratulations on the approval.  Great SL and APR.



Message 6 of 15
Valued Contributor

Re: Apple Card approval - $15k @ 12.99% APR

Congrats on your new Apple Card! Smiley Happy






Message 7 of 15
Established Contributor

Re: Apple Card approval - $15k @ 12.99% APR

Congrats! Thats a great SL and APR!




In the garden until 2020
Message 8 of 15
Established Contributor

Re: Apple Card approval - $15k @ 12.99% APR


@DJRobbieD wrote:

Easy process. The Wallet app did require me to take snapshots of my DL for identity verification.  Initally ran the application with my TU report locked, but got a friendly message to unlock my report and try again. I did so and couple minutes later, approved.

 

Added bonus? I may have gotten away with avoiding a HP on my TU report.  Goldman Sachs tried a HP about 3 hours after getting approved in the Wallet app, but I had already re-locked my TU report, so the HP failed.  I immediately contacted Apple support to see if this would be an issue, but they said everything looked fine on their end (though I'm not sure the rep fully understood my situation as they tried to refer me to TU for additional help). I was even able to use the Apple Card last night for an Apple Pay purchase, so 'so far so good'. We'll see in the coming days if Goldman comes back looking to try the HP again, freezes my card, or something.  I'll post an update at some point.


apple.pngBam! Bam! Grand Slam!



“If you don’t know, the thing to do is not to get scared, but to learn.” – Ayn Rand
Message 9 of 15
Regular Contributor

Re: Apple Card approval - $15k @ 12.99% APR

Congratulations 🍾🎈🎊 🎉 🍏🍏🍏🍏🍏🍏💵💴🎁


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Message 10 of 15
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