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Apple Card approval

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Conraddj
New Contributor

Re: Apple Card approval


@CreditAggie wrote:

Congratulations on your Apple Card approval!


Hey CreditAggie, I tried getting you on another forum . So my question is what was your starting limit for Apple Card and how long did it take you to get too your current credit limit and also what steps or system did you use . 




OpenSky-$400 | Mission Lane- $850 | Jasper- $1000 | NFCU Platinum- $1000 | Merrick- $1100 | Amazon Prime Store $1200 | Aspire MasterCard - $2000 | NFCU Secured- $2000 | Apple Card- $2100 | Amex Delta Gold- $2000 | Sofi MasterCard- $3500 | Capital One QS- $5000 | Aspiration $5000 | GM by Marcus GS $5500 | Amex Blue Cash Everyday $6000 | Overstock- $9500 | FNBO Evergreen- $11,300 | NFCU More Rewards AMEX - $14,500 | X1- $19,000 | Macy - $20100 | Amex Green - NPSL | Amex Gold-NPSL
Message 11 of 15
gdale6
Moderator Emeritus

Re: Apple Card approval

Grats on your Apple card approval Smiley Happy

Message 12 of 15
Ontherise2020
Frequent Contributor

Re: Apple Card approval

I would definitely go for it! The Apple Card is a great card with the option for CLI every six months! 

FICO Scores:
EX 715
TU 750
EQ 739
FICO 9 773
Message 13 of 15
Sub16610
Established Contributor

Re: Apple Card approval

Congratulations on your Apple Card. You can ask for cli 91st day of account opening. 

Message 14 of 15
CreditAggie
Community Leader
Super Contributor

Re: Apple Card approval


@Conraddj wrote:

@CreditAggie wrote:

Congratulations on your Apple Card approval!


Hey CreditAggie, I tried getting you on another forum . So my question is what was your starting limit for Apple Card and how long did it take you to get too your current credit limit and also what steps or system did you use . 


I was approved for the Apple Card in September 2019 with a $250 SL and no credit history. Here is a timeline of my CLIs:

 

• April 2020: $250 to $500

• July 2020: $500 to $1000

• October 2020: $1000 to $3000

• January 2021: $3000 to $6000

• April 2021: $6000 to $8000

• July 2021: $8000 to $12000

 

All CLIs were manually requested using the iMessage chat. When requesting a CLI, you won't be able to request a limit. GS will give you the limit they are comfortable with. I also recommend regularly using the card and PIF. When I had a $250 limit, I cycled the limit by paying it off multiple times a month. I have spent anywhere from $15 to $2600 a month on the card with the heaviest spend months resulting from purchasing Apple devices. 

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 15 of 15
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