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Apple Card approved (after about 50 tries)

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Steveo777
Contributor

Re: Apple Card approved (after about 50 tries)

Congratulations on finally getting the Apple card. I've tried 4 times now, but I suspect my BK7 is too recent. Heck, I even tried putting a new IPad pro in the shopping cart, hoping to get an approval on checkout. lol

BK7 Discharged 08/2021 Household Income 95k
Scores: Fico9 Equifax 663 | TU 694 | Experian 628 Vantage 3.0 TU 737 | EQ 726
Cards:
Tri-CU $3k
Capital One Quicksilver One $3K
Mercury Master Card $3.3k
Upgrade Visa $10k
NFCU Visa Platinum $2000
Alphaeon Card $3600
Dell Preferred $4500
WM Mastercard $1000
Credit One AMEX $1000
Kohl's $800
Ollo Mastercard $2000
Target Red Card $1200
Cabela's Mastercard $3k
Message 11 of 21
gdale6
Moderator Emeritus

Re: Apple Card approved (after about 50 tries)

Grats on finally getting your Apple card approved Smiley Happy

Message 12 of 21
stonedog23
Frequent Contributor

Re: Apple Card approved (after about 50 tries)

Congrats on the approval, you've got about $650 more of a credit limit than I have with this card. I can't get approved for it. 

NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($33,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($19,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , Citi Double Cash ($9600), Discover It Cash ($9000), Walmart MC ($8000), Bank of America Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500), US Bank Cash+ ($5,000), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 766, TU 763, EX 753, FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
Message 13 of 21
Total80sKid
Senior Contributor

Re: Apple Card approved (after about 50 tries)

Congrats on your Apple Card approval 👍🏼

Message 14 of 21
CreditAggie
Community Leader
Super Contributor

Re: Apple Card approved (after about 50 tries)

Congratulations on your Apple Card approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 15 of 21
CreditMagic7
Mega Contributor

Re: Apple Card approved (after about 50 tries)

Congratulations on persisting then finally seeing your Apple Card approval!

Message 16 of 21
boosnark
Contributor

Re: Apple Card approved (after about 50 tries)

Congratulations! You deserve the card!

Gardening until November 1, 2023
Message 17 of 21
Sub16610
Established Contributor

Re: Apple Card approved (after about 50 tries)

Congrats on your Apple Card approval!  

Message 18 of 21
Have1
Regular Contributor

Re: Apple Card approved (after about 50 tries)


@Slowlyrebuilding wrote:

I've been rebuilding, paying things off etc but for some reason my credit monitoring never shows an updated score. I'll get an alert it went up but when I log in, it's the same credit score. So applying for the Apple Card would give me the most updated score. Of course now I'll have to figure out a different way to get an updated Transunion score.


This is a life hack I can really appreciate.  Congrats on the new credit line and good luck finding a new score source.

Message 19 of 21
Aim_High
Super Contributor

Re: Apple Card approved (after about 50 tries)

Congratulations on your Apple card approval, @Slowlyrebuilding, and extra KUDO's to you for your persistence.  Smiley Very Happy

Give that baby limit some love and it will grow well!  Goldman Sachs likes to see moderate-to-heavy use and they reward it well.

 

Happy_Apple.jpg

 

 


Business Cards


Length of Credit > 40 years; Total Credit Limits >$850K
Top Lender TCL - Chase 156.4 - BofA 99.7 - AMEX 95.0 - CITI 94.5 - NFCU 80.0
AoOA > 30 years (Jun 1993); AoYA (Aug 2023)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 20 of 21
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