Apple Card approved at $40K @12.99%.....had to buy iPhone to apply! lol

[Aspireto850]

Nice...very nice. I think you're the second 40k CL posted.

Enjoy!!!

[RickNATL]

my idol...lol...congrats

[RickNATL]

I borrowed an iPhone, just made sure I didn't over their data with my Apple ID info...once approved, signed out as me, and signed back in as them. Done...

[Anonymous]

Congrats on that awesome limit!

[tacpoly]

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@iced wrote:

I'm wondering if there's a pattern/correlation between reported income and starting limit. I know a few people who put in around $100k income and got $10,000, another who put in $200k and got $20,000, and now this. It's starting to make me think they're offering about 10% of reported income as a starting limit provided the score is average or better (700+).

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I think $40k @ 12.99% is the best offer for now.  I know someone with a much higher than 400k income with very good credit and still was only offered 40k @ 12.99.

[AverageJoesCredit]

Flex three fiddy

[HighAchiever]

Congratulations on your super nice approval!!! 😎 I have read on here that you could have borrowed another persons iPhone and have them log out and you log in with your Apple ID and then apply or just use the iPad to apply. Either way, you got it and with a great SL!!! Congrats again... 😎

[Anonymous]

Congrats on the approval!  Nice SL.

You should have been able to use your iPad to apply, but maybe it's an older one without touch ID?

Even once you get the card, there's no way to pay the bill except via the phone with Apple Pay, so if you don't own a suitable device, you'll be a bit stuck.

Some day I'll get an iPad again, and I may see what I can get for an offer, but I won't apply.  Don't need another card, especially a fruity one.

[Anonymous]

That's what I am thinking. I put in $35,000 and got approved for $3500.

[JoeLuvsHisCredit]

Congratulations