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Hey All - been a bit since I posted an approval. Finally got my Apple invite today so made a whole affair of it lol Waited until I got home, had a couple drinks to bring it down a notch, and then jumped right in.
Apple MC (TU HP)
USAA Amex CLI (EX HP)
Citi Dividend WMC CLI (EQ SP)
PenFed Personal Loan (EQ HP)
**UPDATE** Decided to take a stab at my Schwab Amex lol why not right
Schwab Inverstor Amex CLI (EX SP)
**UPDATE #2** Just hit Navy up for some too
Navy Platinum V CLI (EQ SP)
**UPDATE #3**
Just got a call from Navy that they had to reduce my auto-approved CLI from $25k to$21k. The auto-approval moved my total Navy CC exposure to $84,000 and they only allow $80,000 across all cards What can you do right lol
STATS:
Feeling Flush
w00t w00t those are some amazing CLI's and niceeeee Apple Card approval with that killer APR!!
@credit_is_crack wrote:Hey All - been a bit since I posted an approval. Finally got my Apple invite today so made a whole affair of it lol Waited until I got home, had a couple drinks to bring it down a notch, and then jumped right in.
Apple MC (TU HP)
- $25,000 SL
- 12.99% APR
- TU F9 785
USAA Amex CLI (EX HP)
- CLI'd from $8,000 < $15,000
- EX F8 775
- Total exposure now $50,000 ($30k Limitless, $5k VS, $15k Amex)
Citi Dividend WMC CLI (EQ SP)
- CLI'd from $11,500 < $16,500
- EQ score from thier online banking shows 803
- Total exposure now $57,200 ($40.7k DC, $16.5k Dividend)
PenFed Personal Loan (EQ HP)
- $20,000 @ 7.99% for 60mo
- EQ F9 790
- Total exposure now $106k ($43k PenFed Amex, $5k PenFed VS, $38k Auto, $20k Personal Loan)
STATS:
- 1 new account < 6 months
- 7 new accounts < 12 months
- 2 inquiries < 6 months
- 8 inquries < 12 months
- UTI 1% of $500k
Feeling Flush
Cha-Ching! Congrats on the successful apps and CLI. Cheers 🍺
Is that you @Mahraja ? You little stinker
Man i want a line of whatever you are serving haha😛 Id give up Miss Disco for you Penfed loan🤦♂️
Thanks @Hasselfree! I wasn’t sure I’d nab the APR but once I saw it on the app, the card got a little more attractive
Just logged onto my Schwab Amex to poke the bear lol Approved to $18,000! I'll take it!
I was going to double-dip the USAA HP so pulled up my oldie VS and hit "increase credit limit" but got the "Your request cannot be completed online. Please call us to review your request. A report was not pulled"
I've always thought they had a hard $50k limit but I wonder if I gave 'em a buzz what would happen lol Is it possible to ask for more and it just requires manual review??
@AllZero wrote:
Congratulations on you approvals and CLI!
Somewhere out there is a lender holding out on you for $35k. Got to hit that $100k mark.
Thanks @AllZero! It would be pretty wild to bank $100k in a single night lol besides, at least all the inquiries could age together lol