Re: Apple card(Goldman Sachs) & BestBuy(Citibank) ... - myFICO® Forums - 6122213

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Apple card is 1yr old and this is my 2nd CLI. $500 ea.
I sent a text thru the app, they responded instantly and requested my income.
I got a decision about an hour later. NO HP

BestBuy Visa is over 2yrs old. This is also my 2nd CLI.
I've been denied over and over because they insist on a HP.
They pulled EQ 731 Inq 3 <6mo. util 9%

As of 3/2022

EQ.-721 | TU.-731 | EX.-708

Top Cards:

AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800

Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000 PayPal MC $10,000

Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000

Message 1 of 15

14 REPLIES 14

Message 2 of 15

Congratulations on your CLIs!

Current Cards (in order of approval):

Current FICO 8 | 9 (February 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Message 3 of 15

That's terrific! Congratulations!!

Message 4 of 15

Congrats!

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Message 5 of 15

That's CLItastic!! Congrats!!! 👏🏻

Message 6 of 15

Congrats

Message 7 of 15

Congratulations on your CLI!!

American Express Platinum NPSL

Affinity Cash Rewards Visa Signature $32,500

FNBO Evergreen Visa Signature $25,000

American Express Marriott Bonvoy Brilliant $25,000

PNC points Visa Signature $20,000

PenFed Power Cash Rewards Visa Signature $20,000

American Express Hilton Honors $20,000

Verizon Visa Signature $20,000

U.S. Bank Altitude Go Visa Signature $17,000

Chase Marriott Bonvoy Boundless Visa Signature $16,700

American Express Cash Magnet $15,000

Citi Custom Cash WEMC $15,000

Discover it Cash Back $14,000

Apple Card $12,500

JACom Credit Union Visa $10,000

Amazon Prime Store Card $10,000

Alliant Cashback Visa Signature $10,000

Message 8 of 15

Grats on the double hit

Message 9 of 15

Congratulations on your CLIs!

Message 10 of 15