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Apple card approval EXTREME LOW Limit

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Guyatthebeach
Valued Contributor

Re: Apple card approval EXTREME LOW Limit

Congratulations on the approval!  I’m sure that GS will give you a CLI in 6 months with good use and payment history. I’m jealous of your APR! 

 

I got approved for $6000 at 23.99% with a chapter 7 bankruptcy in November 2011. My Fico score was 743.  All of my APR’s are all over the place, from 8.99% to 29.99%.

 

Guyatthebeach

Message 11 of 24
Hex
Valued Contributor

Re: Apple card approval EXTREME LOW Limit

At least you got the card and that APR is the best! I bet you’ll get your limit up and I’ll still be stuck at 17.99%. In a year or two you’ll be in the catbird seat. I would have taken your offer. DO NOT DESPAIR!!!!! Just use the card and watch it grow. They want to make money so they’ll raise your limit -you’ll see. Smiley Happy
Message 12 of 24
Medic981
Valued Contributor

Re: Apple card approval EXTREME LOW Limit


CongratsI Just remember, in the end, it doesn't matter what the score is, a win is a win.







Your FICO credit scores are not just numbers, it’s a skill.
Message 13 of 24
Hockeypnc1
Established Contributor

Re: Apple card approval EXTREME LOW Limit

I will be happy to watch it grow in limit. 

 

 

Message 14 of 24
AverageJoesCredit
Legendary Contributor

Re: Apple card approval EXTREME LOW Limit

CongratsSmiley Happy
Message 15 of 24
Hockeypnc1
Established Contributor

Re: Apple card approval EXTREME LOW Limit

No congrats on a low limit!

Message 16 of 24
Hex
Valued Contributor

Re: Apple card approval EXTREME LOW Limit

Congrats on approval. The limit can grow. Smiley Happy
Some have been denied.
Message 17 of 24
Anonymous
Not applicable

Re: Apple card approval EXTREME LOW Limit

COngrats on your approval !!!! Welcome to Apple family

 

 

Message 18 of 24
texasguppie
Regular Contributor

Re: Apple card approval EXTREME LOW Limit

Data Points:

SL: $500
APR: 23.99 😕
I’m two years post BK7.
You can see my scores and the cards I’ve been given in my signature.
Goldman-Sachs gave me what I deserve but at least they gave me a chance.
Small victories are still victories.
Message 19 of 24
sghosh5
Valued Contributor

Re: Apple card approval EXTREME LOW Limit


@Hockeypnc1 wrote:

I was excited to get one of these. So excited, I went thru days of troubleshooting.

When I finally figured out the tech issue, I got turned down at first. Then I was given an option to have Goldman Sachs review my application and approved with a $250 limit at 12.99%

 

Wow I was mad and sad. I accepted it, just because I wanted one of these cards so bad, but it will most likely get very minimal usage and sock-drawered or pocketed.

 

I have scores between 650-665, approximately. They have been fluctuating.

 

I have a car loan, a personal loan, a CreditBuilder loan, student loans, many credit cards (at just 2% utilization), a BK7 from Dec. 2016.

 

I have seen people getting $10,000+ limits with worse scores.

 

What gives?!?!?


Lot of people i saw submitted a higher number for their yearly income which i think is a wrong thing to do. But oh well...wait till when those people start maxing the cards out and then Goldman Sachs will know what they got into. Anyway they gave me just 2500 where i have 20K or more cards. Probably should have submitted both mine and wife's income as household but oh well




Shell FCU : 5K
Message 20 of 24
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