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Got approved using the SCT

Had tried a few times recently. A few days ago even when I was feeling confident since being appoved for AMEX and Discover.

However Apple came back with Too many inquiries.

Tried the SCT and was approved with a $1300 SL

Had a Macbook air in the bag. Finished the app on my phone.

I'd like that Macbook but to put a card at 90%+ utilization would be bad.

I have the cash to pay for it, so that would be better.

Message 1 of 17

16 REPLIES 16

That's great congrats on your approval!

Message 2 of 17

Congratulations on your Apple Card approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (February 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Message 3 of 17

Can't find the edit button

Got an alert from Cap One

Apple GS checked the TU

Message 4 of 17

Congrats on your approval!!!

Goal Cards:

Message 5 of 17

Congrats!

Message 6 of 17

Congrats on your Apple SCT approval..

Message 7 of 17

Congrats on your Apple Card approval!

Current FICO 8:

US Bank Cash+ (PC from Perks+) | 05/2007 | $10,000

Dillards | 02/2008 | $4,600

AMEX Blue Cash Preferred (PC from Blue) | 09/2008 | $25,000

Best Buy | 10/2008 | $4,300

Target MC | 03/2009 | $10,500

Kohl's | 08/2009 | $3,000

Lowe's | 09/2009 | $35,000

US Bank LOC | 03/2010 | $500

US Bank Cash+ (PC from Platinum) | 12/2014 | $20,000

Goldman Sachs' Apple Card | 08/2019 | $26,000

Chase Freedom Unlimited | 09/2019 | $16,000

Chase Amazon Prime | 04/2020 | $24,000

AMEX Cash Magnet | 04/2021 | $10,000

US Bank Altitude Go | 05/2021 | $25,000

Elan Max Cash Preferred | 05/2021 | $25,000

Citi Custom Cash | 07/2021 | $17,600

FNBO Evergreen Rewards | 07/2021 | $25,000

Discover It | 07/2021 | $14,500

X1 | 03/2022 | $28,500

Affinity FCU Cash Rewards | 04/2022 | $32,500

Affinity FCU CLOC | 04/2022 | $10,000

Chase Freedom Flex | 09/2023 | $23,500

US Bank Altitude Reserve | 09/2023 | $15,000

Message 8 of 17

Awesomeness, Congrats on your approval. Always feels good when that happens. Makes a HP much easier to deal with

Message 9 of 17

Congrats on your approval!

AMEX Hilton Honors Surpass | $20,000

BoA Premium Rewards | $37,500

BoA Customized Cash Rewards | $6,000

Chase Sapphire Preferred | $14,500

Chase Freedom Unlimited | $16,600

Chase Freedom Flex | $12,400

Chase Freedom | $500

Chase Amazon Prime Rewards | $22,100

Discover It | $15,500

PNC Points | $12,500

PSECU Alumni Rewards | $25,000

Best Buy Visa | $3,250

Google | $2,700

Wolf Furniture | $8,500

Target RedCard Debit

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