Applied For The Amex BCP And Received 14 Day Notice

[fused]

I was a bit surprised by this and I'm not sure what it means. I just checked my reports at CreditSecure and I see Amex harded me. As expected I have one inq on my EX report. Some facts about my credit scores and reports.

FICO 08 scores: 850 for all three CRA's

26+ year credit history

AAoA 11 years

No inqs

Clean reports

I have an Amex Platinum card and a Clear card (25K CL). I have been doing business with them for a long time. Both cards have a member since date of 1988.

Any thoughts on what's going on? Should I call someone at Amex? If so, what's the number or backdoor number?

Thanks!

[myjourney]

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@fused wrote:

I was a bit surprised by this and I'm not sure what it means. I just checked my reports at CreditSecure and I see Amex harded me. As expected I have one inq on my EX report. Some facts about my credit scores and reports.

FICO 08 scores: 850 for all three CRA's

26+ year credit history

AAoA 11 years

No inqs

Clean reports

I have an Amex Platinum card and a Clear card (25K CL). I have been doing business with them for a long time. Both cards have a member since date of 1988.

Any thoughts on what's going on? Should I call someone at Amex? If so, what's the number or backdoor number?

Thanks!

---

Hi fused

AmEx: 800-567-1083 (App Status - Use with caution if attempting a denied app recon; have been advised by one member that they can only resubmit app with another hard pull)

As you know Amex can be weird sometimes but give it up to an hour check your email and if nothing ....give em a call

[-Wade-]

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@myjourney wrote:

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@fused wrote:

I was a bit surprised by this and I'm not sure what it means. I just checked my reports at CreditSecure and I see Amex harded me. As expected I have one inq on my EX report. Some facts about my credit scores and reports.

FICO 08 scores: 850 for all three CRA's

26+ year credit history

AAoA 11 years

No inqs

Clean reports

I have an Amex Platinum card and a Clear card (25K CL). I have been doing business with them for a long time. Both cards have a member since date of 1988.

Any thoughts on what's going on? Should I call someone at Amex? If so, what's the number or backdoor number?

Thanks!

---

Hi fused

AmEx: 800-567-1083 (App Status - Use with caution if attempting a denied app recon; have been advised by one member that they can only resubmit app with another hard pull)

As you know Amex can be weird sometimes but give it up to an hour check your email and if nothing ....give em a call

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I agree with the wait , it was the next day before my cousin knew anything and was approved

[fused]

Thank you, Journey and -Wade-. I haven't apped for a CC in about 7 years. Back then, a 14 day notification wasn't always good news. I guess with Amex these days, the 14 day notification isn't necessarily the kiss of death.

[-Wade-]

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@fused wrote:

Thank you, Journey and -Wade-. I haven't apped for a CC in about 7 years. Back then, a 14 day notification wasn't always good news. I guess with Amex these days, the 14 day notification isn't necessarily the kiss of death.

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Yeah times do change. With your scores i would not worry

[gdale6]

I dont have any info for you on Amex, just wanted to say grats on your scores, I do believe you are the first one I have ever read about that has 850 across all 3.

[myjourney]

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@fused wrote:

Thank you, Journey and -Wade-. I haven't apped for a CC in about 7 years. Back then, a 14 day notification wasn't always good news. I guess with Amex these days, the 14 day notification isn't necessarily the kiss of death.

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I also think your ok 

Sometimes for cardholders for some strange reason Amex does this but not always the kiss of death now a days seeing the 14 day message.

Good luck I'll be pulling for you.

[TheFate]

You probably input something wrong on your app by mistake.. I'm 100% sure you wont be denied, maybe they were just shocked to see a perfect score accross the board 

[fused]

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@-Wade- wrote:

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@fused wrote:

Thank you, Journey and -Wade-. I haven't apped for a CC in about 7 years. Back then, a 14 day notification wasn't always good news. I guess with Amex these days, the 14 day notification isn't necessarily the kiss of death.

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Yeah times do change. With your scores i would not worry

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I hope so!

[fused]

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@gdale6 wrote:

I dont have any info for you on Amex, just wanted to say grats on your scores, I do believe you are the first one I have ever read about that has 850 across all 3.

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Thanks! I was completely shocked.