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Applied for 3 got accepted for 2!

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xReMaKe
Established Member

Applied for 3 got accepted for 2!

Hello! Today I decided to step outside the garden since most of my inquiries have been removed, only have 2 between all three bureaus in the last two years (not including the ones I got today).

 

Applied for Capital One Savor, got approved for 5k! 0% apr 15 months and 200 back if 500 is spent in first 90 days. 

Applied for PP MC and got approved but very dissapointed with the limit - 500$. All the cards I have range from 4k to 8k, so I found this very dissappointing. 

Lastly I apped for SoFi. I knew I would get denied but since it's a soft pull it was worth a try. Denied. Their reasoning was the Bk. It'll be three years in august. 

Scores are all in the 670, 680's. 

Couple questions, for those who have PP MC, does it grow? How often did you guys receive limits? 

Also, what other cards do you guys think I should go for that is bk friendly? 

I like to apply in bunches get about 2-4 inquiries and then garden for 2 years. 

13 REPLIES 13
cashorcharge
Community Leader
Super Contributor

Re: Applied for 3 got accepted for 2!

Two outta three ain't bad...

WooHoo!! Congratulations on both your Approvals!!👏🏼🍾🥂

 

Message 2 of 14
gdale6
Moderator Emeritus

Re: Applied for 3 got accepted for 2!

Grats on your 2 approvals Smiley Happy

 

PP MC is issued by Synchrony, the 500 means you need to show them that you can meet the terms, use it and pay it off religiously then after 6 months you can call credit solutions and ask for more.

Message 3 of 14
CreditMagic7
Mega Contributor

Re: Applied for 3 got accepted for 2!

Congratulations on your good pair of approvals out of those three.

I understand the chin dropper low SL on PayPal MC but it's sure to build over time. 

 

Message 4 of 14
xReMaKe
Established Member

Re: Applied for 3 got accepted for 2!


@gdale6 wrote:

Grats on your 2 approvals Smiley Happy

 

PP MC is issued by Synchrony, the 500 means you need to show them that you can meet the terms, use it and pay it off religiously then after 6 months you can call credit solutions and ask for more.


Will do that. My initail thought when applying was that since I already have the PayPal Credit at 5k, that they would give close to the same for the MC version. But, I guess I'll just use it a lot and pay it off. Thank you. 

Message 5 of 14
CitizenHobbes
New Contributor

Re: Applied for 3 got accepted for 2!

Congratulations!

Current Cards:


Next Cards:



Message 6 of 14
Danmae777
Regular Contributor

Re: Applied for 3 got accepted for 2!

Congrats on two outta three .

starting fico 8 score 04/2021-EX-618
current fico 8 score 04/2022 -EX 657
Message 7 of 14
Elpadrino1
Valued Contributor

Re: Applied for 3 got accepted for 2!

Congratulations on your approvals!!

Message 8 of 14
KingRue8500
Senior Contributor

Re: Applied for 3 got accepted for 2!

Congrats on your Capital One Savor & PP MC approvals




Message 9 of 14
babygirl1256
Senior Contributor

Re: Applied for 3 got accepted for 2!

Congrats on your Capital One Savor and PP MC approvals.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 10 of 14
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