No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I had opened the Platinum Rewards Card about 3 months ago and the Pathfinder Rewards card made its return. I thought i was in a pretty good position to qualify for this card and I would be able to hit the SUB pretty easily as my monthly spend is around $2500 a month that I can put on a CC. Submitted my app, got a decline but a counter offer from PenFed for the Power Cash Rewards Card. $3500 limit and a 17.99% APR. Going to also open up the checking account to make it a 2% back card and for the future when i do qualify for the Pathfinder Rewards Card, they will waive the AF and earn 4X back on travel purchases.
DP I forgot to add:
TU Fico 8 754 / EX Fico 8 739 / EQ Fico 9 793 (which was pulled for application)
$100k stated income
UTI: 2%
LOL INQ's across all 3 bureaus. This makes my 4th personal card this year in 2020. At time of application, already at $130k plus in available credit.
CONGRATS @mchang124 on your PenFed Power Cash Rewards approval and Thanks for the DPs!!
Congratulations on your Power Cash and Platinum Rewards approvals.
Also, keep us updated on your future Pathfinder approval!!
With some lenders, it would've just led to a denial. Congrats on the PCR approval!!! I'm sure Pathfinder will be in your not too distant future!!
Congratulations on your PenFed PCR approval!
Awesome. Congrats 👏🏽🎉
I also have the PCR. Same starting lmit. You will be happy with this card. Congrats!
Congrats. I like it when lenders offer other alternatives. Others should make this a normal practice.
@randomguy1 wrote:Congrats. I like it when lenders offer other alternatives. Others should make this a normal practice.
+1 - That would be NICE!!