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Approval #2, woohoo!

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Established Contributor

Approval #2, woohoo!

It’s a small victory, but maybe you guys would appreciate it. I just got approved for my second credit card, Discover It (Cash Back)! Six months ago I had no credit to my name for almost 10 years. In May, I got my Capital One Platinum ($300), and after finding these forums a couple of weeks ago, I got the courage to apply for Discover ($500). I would have never even known to apply or what to expect if it weren’t for you guys, so thank you!!! I’ve learned so much after such a short time here. I’m hungry for more knowledge about the system, and I’m actually excited for the future for the first time in a long time. 



February 2020:


Stats:
Message 1 of 12
11 REPLIES 11
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Community Leader
Mega Contributor

Re: Approval #2, woohoo!

Awesome JobSmiley Happy keep up the great workSmiley Happy
Message 2 of 12
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Valued Contributor

Re: Approval #2, woohoo!

















Your FICO credit scores are not just numbers, it’s a skill.

Message 3 of 12
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Super Contributor

Re: Approval #2, woohoo!

Congrats! Welcome to the disco family. Your on your way now!

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My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences after learning here from rebuild to recovery after BK DC @ 540's. And to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 4 of 12
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Contributor

Re: Approval #2, woohoo!

Congrats... you’re making great progress.
Message 5 of 12
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Valued Contributor

Re: Approval #2, woohoo!

Congrats on the new card and future growth it brings!


Message 6 of 12
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Established Contributor

Re: Approval #2, woohoo!

Congrats on the approval! Smiley Happy
Gardening....TCL: 100k+
Message 7 of 12
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Senior Contributor

Re: Approval #2, woohoo!

Congratulations on your approval!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 8 of 12
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Established Contributor

Re: Approval #2, woohoo!

Congratulations on your approval!  

January 2020 Current Scores:
Experian-681
TransUnion-686
Equifax-700
Goal for 2020: Scores of 700 all across the board.
Gardening until Spring 2022

Cap One (PCed to Quicksilver 7/20/18) $500
C1 Quicksilver One $2.6K
DiscoverIt Chrome $2.3K
Walmart Store Card $500
Ollo Rewards Card $800
Amazon Store Card $1K
Overstock $250
Amex BCE $1K

Cards I Want: Paypal 2%, CareCredit, Capital One Savor

Total Utilization: 33%
No baddies
Inquiries to Date- 3


Message 9 of 12
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Regular Contributor

Re: Approval #2, woohoo!


@KLEXH25 wrote:

It’s a small victory, but maybe you guys would appreciate it. I just got approved for my second credit card, Discover It (Cash Back)! Six months ago I had no credit to my name for almost 10 years. In May, I got my Capital One Platinum ($300), and after finding these forums a couple of weeks ago, I got the courage to apply for Discover ($500). I would have never even known to apply or what to expect if it weren’t for you guys, so thank you!!! I’ve learned so much after such a short time here. I’m hungry for more knowledge about the system, and I’m actually excited for the future for the first time in a long time. 


No victory is ever so small when it comes to credit healthiness Smiley Happy And you're here for a reason so thank you sharing your happiness.
Keep it up! <3


Message 10 of 12
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